Nobody can tell you how to plan your future healthcare. Family members and friends can only express their concern by sharing pieces of long term care (LTC) related advice. In the end, you will still have the final say. In case you wind up wanting long term care insurance information, feel free to read on.
LTC is not like a commodity in the market although it may look like one as it is sold left and right by various insurance companies and brokers. LTC services are much higher in price than those pair of designer jeans that could cost around $150, or that ultimate grilled prime burger at Spago that is considered very pricey at $22. You