996 articles on "credit"

Selecting a Good Credit or Budget Counselor

Selecting a good credit or budget counselor can be a critical step toward gaining control over your finances. With the many financial difficulties that people face in the modern world, it can be easy to feel overwhelmed and unsure of how to proceed. ...

Business And Finance  business finance creditors credit counselor budget counseling plan
Preventing Identity Theft

Preventing Identity Theft by: Gary Gresham Preventing identity theft is never foolproof but here are some good tips that will make it more difficult for anyone to steal your personal information. The first and most important step for preventing ...

Business And Finance  business finance identity preventing theft credit card personal number
Adverse Credit Secured Loans – Setting Aside the Credit Report

Adverse Credit Secured Loans – Setting Aside the Credit Report by: Aldrich Chappel The debt defaults that you made in the past are not ready to let go of you so easily. It continues to show itself in the credit file, earning the debtor an adve...

Business And Finance  business finance credit loan adverse secured loans borrowers
Foreclosure And The Bankruptcy Stay

While there are many reasons for the rise in bankruptcy filings, with working families falling victim to job losses, the collapse in the real estate market and plunging home values is one of the principal reasons for the rise in filings. Over the la...

Legal  legal property bankruptcy creditor real protection foreclosure
How Credit Scoring Works

Credit scoring is a method of evaluating your creditworthiness to determine how likely you are to repay your debts. When you apply for a loan, credit card, or other form of credit, lenders will check your credit score to decide whether or not to appr...

Business And Finance  business finance credit score important report history
Going Bankrupt in the World

g Bankrupt in the World by: Sam Vaknin, Ph.D. It all starts by defaulting on an obligation: Money owed to creditors or to suppliers is not paid on time, interest payments due on bank loans or on corporate bonds issued to the public are withheld....

Business And Finance  business finance creditors bankruptcy court company chapter debtor
Insurance Credi Scoring: An Ethical Issue

Insurance Credit Scoring: An Ethical Issue In the insurance industry, the credit score of an individual matters a lot. The credit score helps the insurance company to determine the level of risk that the individual poses and, consequently, the price...

Business And Finance  business finance credit insurance score
Home Loans and Mortgages – Watch Out for Dangerous Subprime Loans

Mortgages and home loans are a crucial part of the homebuying process. The right type of loan can ensure that you get the home of your dreams, while the wrong one can lead to financial ruin. In the wake of the subprime mortgage crisis in the early 20...

Business And Finance  business finance subprime interest credit lenders higher loans
Online Schooling: Can It Work For You?

Isn't it amazing how education has changed over the years? Who would have thought that online schooling would become an option? And a perfect option it is for many people.Just imagine that you are an older person for example who needs to work to...

College Articles  college articles education accredited option online
How Creditors Measure Your Credit Rating

Credit rating is a number that summarizes your creditworthiness to potential lenders. Creditors evaluate credit applications based on this score to assess a borrower's likelihood of defaulting on their financial obligations. Credit rating can impact ...

Business And Finance  business finance credit income creditors assets character