Making Your Purpose Your Business, Step#1

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Making Your Purpose Your Business, Step#1

By: Heather J. Tait

Step#1- Discovering Your Purpose

There is no such thing as a " small " job. Each function within our society aids our detailed technical lifestyles and well being. From a store clerk to a business executive, each position is an intricate part of the matrix of our world. We rely on these functions without even realizing their value or contribution to our daily activity. Each person has there place and each person has their purpose. The key is discovering and taking the time to find out what exactly you are to contribute to the world.

What is even more challenging is that often we are presented with serving multiple roles in our lives besides just our " purpose. " We are parents, workers, spouses, and children. All of which demand time and effort from our daily lives. What is important though is that we balance our time and our roles to nurture our purpose and inner abilities. It takes time and effort to discover your goals and ambitions, but it is a quest that need not go unnoticed.

A common excuse for not nurturing our talents is that we are too busy with other activities. When in actuality perhaps we have over extended our time and resources. Take a moment to sit down and note what in your life takes up your time. And then after you make that list, make a column and mark what is a priority, what really " has " to be done. Be sure to note how much personal time you get outside from all your other responsibilities. Start out small and see if you can allocate at least a half hour or an hour of your time a day devoted to yourself without interruptions. Use this time to evaluate the path of your life. Are you doing what you want to be doing right now? If yes, what could you do to further your progress? If no, what do you want to do?

Use free thinking in your evaluation. Free thinking means there are no limits. You can dream to be anything you want to be. Think about what you would like to do whether you were paid or not. Think about what makes you feel good as a person. Maybe you like the arts or maybe you like to work outside. Compare your aspirations with your current life situation. Are you close to your goals or are you far away?

Once you have addressed your aspirations, make notes in a special notebook dedicated to just you. It is great to see your ideas take formation when they hit the paper and also it is a great way to look at your progress on days where you may feel there is none. Plus you will need a notebook for further steps as well. Feel free to personalize this notebook and make it attractive for yourself.

Don't feel guilty for taking this special time for yourself. Understand that your commitment to yourself will reflect off onto others. By bettering yourself, you become better in all the roles and commitments you hold. It is when we stop to listen to our true selves and the nature of our lives that we are able to create abundance in our environment and those around us. What you are doing is investing in a personal foundation.

If you only have a half hour or an hour a day, make a list of what you want to accomplish with that time. So once the clock starts ticking you are ready to be productive and work on your goals. Time management is good practice right from the beginning. So when you do figure out what your purpose is, you will be ready to use every minute you get efficiently.

Once you figure out where you want to go or what direction you want to take in your life, then take the time to research ... research ... research. Research is a crucial element of developing your career strategy. Go to the library or do a search online for the topic you are interested in pursuing. Find out what tools you will need to start your purpose. Will you need additional education or training? Will you need a business loan? Or will you be using your own personal resources for the start up? Don't let money issues stop your progress. Remember knowledge is the currency here. There are ways to accomplish your purpose on little to no funds.

Remember real life purposes take real life work. Sure some people get lucky, but often others have to really dedicate themselves to their success. Have an open mind during this self evaluation period and the rest will follow. Most importantly, be patient with yourself the same way you would be patient with another person. Secondly, perseverance is essential in the formula for success. You have to be willing to make a serious commitment from day one to yourself. Your ideas may change form along the way, but at least you are continuing to reach towards self fulfillment.

As a summary for this step's exercise, write it down, take a pen and paper and make a personal inventory of your ambitions or the things that you are good at and enjoy. What do you feel passion about? What would you want to do even if you didn't get paid for it? Second of all, be honest with yourself. Don't feel ashamed or guilty to recognize your talents ... after all that's what they are there for, to be recognized. It's up to you to release them and share them with others. Make your purpose, your business.

By Artist & Inspirational Writer Heather J.Tait

About The Author

Silence Speaks-

read more articles from this author at Silence Speaks Inspirations

Artist and inspirational writer Heather J. Tait began her career as a professional artist back in 1997 in Morgan Hill, CA. Her style combines simplicity and complexity. She uses bold lines with the aid of her Sharpie Marker and completes the process with splashes of bright watercolors.

Her work can best be described in its entirety as inspirational. She has over 160 pieces of all original works with inspirational quotes that correspond to each piece.

Her art as well as articles are syndicated internationally. Her work has been featured in the Spire Press (New York, NY), the Gutenburg Litegraphic Society (Salt Lake City, UT), Tony Awards (Atlanta,GA) and the FOX Theater (Atlanta,GA) to name a few.

She was also recently inducted into the Who's Who of American Women 2004-2005--the definitive biographical resource featuring the most accomplished women in all areas of human endeavor.

She is also the founder of Silence Speaks International Artist Association and Intrigue Magazine which works to promote artists and writers.


Lanerd02 25.06.2012. 19:34

What do you need to start up an in-home babysitting business? My friends and I are going to start our babysitting business and I need to know if we need anything special. We all have siblings, we are 13, 14 and 15, and we all have a boatload of experience. (We babysit other peoples' kids also, not just siblings.) Other than toys, crafts and snacks do we need anything else? I don't think so, but then again, you will never be prepared..


Admin 25.06.2012. 19:34

Below given steps will helps you.

1. Gain experience. If you don?t have any babysitting experience, ask family friends or other family members with children if you can babysit their children, so you have some hands-on experience before you start your babysitting business.
2. Take classes to enhance your credentials. For example, the Red Cross offers babysitting training for teens. See Resources below.
3. Ask for references from those clients for whom you?ve babysat in the past. In all likelihood, new clients are going to want to contact references by phone, so make sure the references you choose don?t mind being called.
4. Set your prices. Research to find out what other babysitters in your area are charging, then set your prices, keeping in mind that you can charge more if you have more experience.
5. Set a schedule of when you are available to babysit for clients. Allow yourself enough time to complete schoolwork and any other responsibilities you may have when you?re not babysitting.
6. Advertise your babysitting services in your local newspaper, post fliers, or spread the word about your babysitting business through word of mouth.
7. Start a bank account, so you can deposit your babysitting earnings into it. It will also help you keep track of how much you make for tax purposes.
8. Get to know your clients before you begin an assignment. During your babysitting interview, discuss hours, rate of pay, date of pay, transportation to and from the babysitting gig and any other questions or concerns you may have with new clients.
9. Expand your babysitting business. If you get so many clients you simply don?t have time to accept all of the babysitting assignments offered to you, bring other babysitters into the business.
2 minutes ago - Edit - Delete


Avocado 02.08.2012. 19:09

If abortion is legal in all 50 US states, why is there only 1 abortion clinic in Mississippi? Other clinics were driven out of business by activists, and even this one still experiences pressure.

Do these activists not understand that at least rape victims, victims of incest, and those whose lives are threatened by pregnancy should have access to abortive procedures?

Furthermore, they only perform abortions up to 16 weeks. The vast majority of late-term abortions are performed because some serious life-threatening issue popped up. What about those women? Are they just supposed to DIE?


Admin 02.08.2012. 19:09

Mississippi House Bill 1390 requires that all physicians who perform abortions have admitting privileges at a local hospital and be board certified in obstetrics and gynecology. While all of the physicians at the Jackson Women?s Health Organization are currently board certified OB-GYNs, only one of them has admitting privileges at a local hospital. And since hospitals have the right to refuse admitting privileges to physicians, and two of Jackson's hospitals have Christian affiliations, it may be difficult for the other physicians at the clinic to comply with the law by the July 1st deadline.

The State Senate voted to pass the bill Wednesday, but it was held for further debate on Thursday, when lawmakers had an odd exchange over the bill on the Senate floor. Sen. Kenny Wayne Jones (D-Canton) asked Sen. Dean Kirby (R-Pearl), who chairs the Senate Public Health Committee, whether ending abortions in the state would force women to resort to dangerous, back-alley abortions.

"That's what we're trying to stop here, the coat-hanger abortions," Kirby replied, in reference to the abortions provided at the clinic in Jackson. "The purpose of this bill is to stop back-room abortions."

Gov. Phil Bryant (R), who is expected to sign the bill Thursday, expressed his support in a statement. "This legislation is an important step in strengthening abortion regulations and protecting the health and safety of women," he said. "As governor, I will continue to work to make Mississippi abortion-free."

Bryant also told WJTV that he thinks Mississippi needs the law because "it saves the lives of women."

But the Democratic women in the state legislature do not appreciate the male lawmakers' efforts.

"Now, if you're that concerned about unplanned pregnancies, go get snipped," State Rep. Adrienne Wooten (D-Jackson) told the men in the House. "Why aren't we over here with a bill about vasectomy? The number of concerns that could pop up that could cause me to consider an abortion, you don't have the right to tell me I can't seek this type of assistance."


Apostolic Believer in One God, Jesus

My faith in the One who died for me


norton2628 12.12.2007. 20:23

How do you start a business by yourself? I am becoming a piano tuner (meaning I am the only employee). How do I make my business legal and promote it etc. I just have no clue as to how to make the business a "business."


Admin 12.12.2007. 20:23

yes you do, but you have gotten just a step or two ahead of where your feet are at, right now.
let us look at where you are at versus where you think you need to be versus where you need to be.
1. you have identified a product or service that the is a market for, and you have the ability to supply that market. this is a good thing, and additionally it would seem that several hundred others are NOT going to compete with your enterprise, that to is generally good, but do not overvalue it.
2. now let us more closely begin the business process, prepare an outline, this is a business, so run it as one from the start you are less likely to RUIN it.
2/a you must conceive it , to achieve it, if you can not clearly put it on paper what it is you do, how you do it, why you do it, the profitability you need , the costs associated with it, then STOP, until you know something, less you fail before you get going.
2/b. the purpose of this business is to make you money, not for you to feed it forever. it would seem in my mind hat this is mostly potential side line, 2nd income business, but that is not automatically bad thing
3. NO Universal panacea: i do not know what state and city you are located it, but if you have a name or trade name, a phone, and a system to keep records of your business, than per the IRS, you are in business. You are at this point in time a sole proprietor, as you are not an incorperated entetity, nor are you a limited liabiltity company. all 50 states have different laws,and you can educate yourself on the web, as to where you live, ask a good CPA, who does small business as the main part of his pratice to exsplain the difference, most will not charge you, and if you suceed you need a CPA, so they are selling to a potential client. do not go fishing for an attorney yet. You or the CPA can get a Federal Tax I D number from the IRS for free, but do so only after you know how the business is structured.
4. SCORE, is an affilate of the Small Business Administrtion, and one of the few government activities that ever does anything right, there are about 400 chapters most of their assistance is excellent and free, or at a minimal cost,
5. Marketing, is the single most overlooked aspect of small business in my opinion, and one of if not the biggest cause for failure. Right now you are labor, and management, and you want to grow and suceed, so the area of management concerned with marketing is you foremost worry right now.
As you have and know the cost of labor to produce your service, you must add a premium for it that is your gross profit or retail price, from that a per cent must be allociated for marketing and advertising, even if it is just a simple letter with a coupon, mail out at your cost as a courtescy from say all the local sellers of pianos in a 25 to 50 mile radii. So you clearly need to contact the piano sellers, who are the first and most likely source of customers for your business. Any computer and printer should allow you to produce a decent looking coupon where you give a better than normal price for customers who respond by a certin date, let us say $10 off the regular price of $39.
6. other things you need to know. do not have the time or space. see item 7.
7. Good Luck and do not sell your self short or to cheaply, you know more that you thought you did for all i did was remined you that organisation is just as important as the motivation.


Mr 16.02.2010. 16:17

How do I make a successful business plan? What are the elements that I need to make one? Detailes that I need to put it?


Admin 16.02.2010. 16:17

A successful business plan is one that defines the purpose, mission, marketing and management process of your business. Your business plan should include the following:

I. Company Overview and Summary
II. Product Development
III. Market Analysis
IV. Target Market
V. The Competition
VI. Marketing Plan
VII. Management Development
VIII. Business Development
IX. Assumptions

These parts of the plan are well defined in business plan writing kits. A good kit will provide your with a business plan form complete with guides,explanations and examples. The kit should include complete samples and tutorials.

One of the best ways to write a business plan is to first take a look at one or two prewritten business plans in your industry/market. The plan will reveal how the owner achieved success by way of marketing, managing and growing the business.

Follow these steps to begin putting together a winning business plan.

1. Get a business plan writing kit
2. Review samples of business plans
3. Begin writing you businss plan using the form provided in the kit
4. Adopt tried and test marketing techniques from other business plans
6. Edit, edit, edit


xoMiranda 28.03.2007. 15:24

What are the steps for accepting yourself? What are the steps to accepting yourself - the flaws, the good things, the things that society doesn't accept?
I need this for a workshop, so links & refrences & videos would be excellent.

Quotes as well!


Admin 28.03.2007. 15:24

The Four Levels of Happiness
by Marie Harkins and Camille De Blasi

Every person in the world wants to be happy, and the search for happiness unites us as human beings. But we live in a world that seems custom-made for unhappiness a world riddled with disease, injustice, loss, poverty, war, death, pain, and misfortunes of every kind. Can human beings find happiness in a world like this? Many psychologists, psychiatrists, philosophers, sociologists, and other deep thinkers believe that the root of most unhappiness comes from a narrow understanding of human meaning and purpose. This article will address four different ways to interpret human meaning, called "the four levels of happiness," and it will lead to nine other articles which discuss how these interpretations of human happiness affect our understanding of success, quality of life, love, suffering, freedom, ethics, personhood, rights, and the common good.

Happiness Level 1 is physical pleasure and possession. It is the most basic level of happiness, and comes from physically stimulating the five senses in a positive way. It is experienced as "feeling good" or "having things." For example, biting into a thick steak cooked to perfection, or cruising around in a brand-new Ford Mustang may make you happy. Happiness 1 is good. The desire for physical satisfaction gives us increased incentive to keep our bodies healthy and to continue to populate the world.

But there is a serious problem if human beings begin to seek physical pleasure and possessions as if they were the only, or the most important good. The happiness that comes from Level 1 is immediate, and then gone. It is very shallow (that is, it does not use any of our deeper powers to create, to care for others, or to unite persons). And it does not allow us to connect to anyone beyond ourselves in any meaningful way. If we live only for this type of happiness, we will find ourselves constantly driven to hoard material goods and to indulge in physical pleasures, and we will be exceedingly unhappy in the long run. We will become bored, restless, lonely, and afraid of material loss; we will experience a lack of self-worth and direction; and we will feel like we are living beneath ourselves. This unhappiness (called "Crisis 1") occurs because the human person is made for something deeper. The key to a healthy pursuit of Level 1 is to keep it directed toward the higher levels. In other words, use Level 1 as a tool to get to Level 2.

Happiness Level 2 is ego-gratification. It can take shape as fulfilling the desire for being better than others, being successful, or being admired, popular, powerful, or in control. These are not bad desires, and pursuing them can be good. For example, if you are a teacher of young children, having authority and maintaining control is important for organized learning. If you are a successful business owner, having a healthy sense of being "better than" the competition can lead to employee morale, more effective systems, and better products which will help people in the end. Level 2 is higher than Level 1 because it is longer-lasting and requires more skill.

But problems arise again when we seek Level 2 as our "end" that is, as the most important thing in life. Can you imagine what would happen if a large business owner began to believe that "being better than the competition" was what made his life worth living? How quickly would he begin to sacrifice the good of the greater community in order to gain a larger share of the market? There are many real-world examples of this, and of the devastation it causes to innocent lives. Aside from the cultural consequences, overemphasizing Level 2 also leads to personal consequences (called "Crisis 2"). If a person's whole view of happiness comes from gaining a comparative advantage, the result is not happiness, but suspicion of others, fear of losing, resentment toward those who are better, contempt for those who do not achieve as much, withholding information, anger, emptiness, depression, anxiety, aggression, passive aggression, jealousy, an exhausting drive to achieve more and to look better at the expense of personal relationships and growth, and a crippling dread of being viewed as "inferior." In short, seeking Level 2 as an end in itself will lead to serious dysfunction and profound unhappiness. To extract ourselves from the downward spiral of the comparison game, all we need to do is direct our Level 2 desires toward the higher levels. For example, use Level 2 as a means to a Level 3 end.

Happiness Level 3 is commitment and contribution to others. It is the kind of happiness that comes from trying to make the world a better place, or to make a positive difference in the world through self-sacrifice (great or small). This might come from belonging to an organization that is trying to help disadvantaged people, donating to a charity that cares for vulnerable populations, taking care of our families or friends, or even doing or saying something kind to a passing stranger. Level 3 happiness results from our attempts to bring truth, love, justice, peace, and unity into the world. It is higher than Level 2 because it can last for a very long time, requires deeper commitment, and leaves a greater effect on the world.

But, as good as Level 3 is, we run into a problem here as well (called "Crisis 3"). It doesn't take long for human beings to discover that what we really want is perfect, absolute, unconditional, infinite, and eternal truth, love, justice, peace, and unity. But if we are stuck in Level 3, expecting that our final happiness will come from our own contributions in the world, we will begin to believe that we, as human beings, must be able to fill this very real desire for perfection and ultimacy. Of course, this will inevitably lead to disappointment, crushed ideals, dashed expectations, and maybe even despair, because none of us is perfect, and we simply can't find ultimate fulfillment in other human beings, no matter how hard we look for it. Nor can we give ultimate fulfillment to others. In order to satisfy our need for unconditional happiness, it is necessary to respect the difference between what is perfect, absolute, unconditional, infinite, and eternal, and what is not. We can prevent our Level 3 desires from descending into an "I have to save the world all by myself" mentality, by allowing our Level 4 desire to direct Level 3.

Happiness Level 4 is giving our lives over to unconditional, infinite, perfect, and unrestricted Love, Truth, Justice, Peace, and Unity. For people who have faith, this might be translated as "surrender to the unconditional love of God." It is the happiness that comes from letting go and letting God direct our desires toward eternal happiness. It is higher than the other levels because it requires complete trust and self-surrender. It requires that we believe that God always wants what is best for us, and it is eternal in its ability to fulfill us. Our desire for Level 4 is sometimes seen as a proof for God's existence; that is: our desire for unrestricted Love, Truth, Justice, Peace, and Unity leads to a reasonable and responsible belief that such a Being must exist in order to be pulling that desire out of us. People without faith may get some relief from the crisis of Level 3 by avoiding the error of trying to extract perfection from others or from ourselves. But there will still be the desire for perfection to contend with. Many would say that the only logical satisfaction of the Level 4 desire is the leap to faith.

The point of this article is not to encourage people to abandon the lower levels of happiness in favor of the higher ones. Access to each of the levels is necessary and good for becoming healthy, whole, and free human beings. Instead, the point is to identify how we can frequently frustrate our own pursuit of happiness by making the mistake of placing the lower levels above the higher ones, or by pursuing the lower levels without allowing them to be guided by the higher ones. But when we keep our eyes focused on the higher levels, we begin to live happier, healthier, freer lives. We begin to live lives that are truly worthy of us.


MEG 04.01.2011. 06:40

What are the necessary steps required to pursue a career in law? I am a 9th grader and I'd like to pursue a career as a lawyer. What subject should I opt for in 11th to enable me to pursue my career as a lawyer while also keeping other fields open?
Also, after completing high school, what are the steps that I need to take in order to get a law degree and become a lawyer?
I'd like a detailed answer with all the necessary steps I am going to have to take.
Also, I am not interested in criminal law.


Admin 04.01.2011. 06:40

In the USA, to become a Lawyer, IF you go to school full-time:
1) Bachelor's degree - four years from a traditional college/university.
2) Study for LSAT. Take LSAT.
3) Law school - three MORE years.
4) Study for Bar Exam. Take Bar Exam in the state where you want to practice.
5) Pass the Character and Fitness Evaluation. Then you can practice Law.
6) You still have to take additional classes/seminars/legal training etc. each year to obtain CEUs to keep your license to practice Law. (You aren't done with school!!)
7) In many states there are even laws requiring a certain percentage of your legal work to be "pro bono" (free of charge) for some charitable purpose.

Choosing a career is one of life's most important and difficult decisions. But knowing what your expectations are, and then comparing them to the realities will help you make educated decisions.

There are more attorneys than there are legal employment positions. We simply already have way too many Legal Professionals. And, every year, more and more people graduate from law school, but there are fewer and fewer jobs. Even the largest and most reputable law firms are experiencing unprecedented cutbacks. I don't expect the situation to improve in the coming years.....

Reminder: We are STILL in a World-wide Recession. Obviously, economic conditions affect the number of jobs available. Consider career paths that have available JOBS.<<

The field of Law has a mystique that actually exceeds reality. The field of Law is a vastly overrated career - especially by television.<< There are many myths regarding the field of Law. Law is a more demanding profession than most people realize. It is not like what you see on TV.

Cost of law school to be lawyer, approx $150,000+. Be prepared to take on a LOT of debt, if becoming an attorney is your "true", ultimate goal!!!<<<

Even if you do finish law school, you won't be able to find a job when you are done. Since this vocational field is shrinking (at an alarming rate), many new attorneys/lawyers are, themselves, having to work "down" as Paralegals, Legal Assistants, Legal Secretaries, Bailiffs, Court Reporters, etc, etc, to simply try to keep some of their bills paid <
School loans are "non-dischargeable debts" - which means you cannot just write them off in bankruptcies (except in extremely rare cases).

Now... the law schools know this, but they won't tell you the truth >that the job market/economy is just SATURATED with way too many Legal Professionals. Instead the schools will feed you a fairytale and will LIE to you. The root of the problem is we already have too many law schools. We are STILL in a Recession, and the schools are fighting for their own survival - they will tell students anything to get to the students' money. (Which is why they won't tell you the truth about the job market for the field of Law.) And these schools continue to recruit and churn out even more graduates.............Remember>>> law schools are BUSINESSES - their TOP concern is making money for themselves.

>>>>>THE #1 MOST IMPORTANT THING (and I can't stress this enough>>>): You ESPECIALLY have to beware of the BOGUS, INFLATED law school salary/job stats given out by >law schools< (AND by the U.S. Bureau of Labor)!!***<<<<<

If you don't believe me, then:
**Check out these websites:
(A link to a website does not constitute endorsement.)
**do a SEARCH here on Yahoo Answers to see what other posters are saying about the current status of the field of Law.
**Talk to recent law graduates. Ask them what success they are having finding employment opportunities.<<<<<<<<<<<<

If you want a JOB when you are done with your studies, consider and look into the fields of: >>>Healthcare<<<, Information Technology, Law ENFORCEMENT, environmentalism, emergency planning, accounting, education, entertainment, utilities, home-car-commercial-industrial repairs, vice industries, clergy, and/or debt collection. I spoke to a career counselor from Jobs and Family Services, and HE told me that these areas are where the jobs are, and future job opportunities/availability....and scholarships.

Good luck.

(This is based on my current knowledge, information, belief, and life experiences. This was intended as personal opinion, and not intended to be used as legal advice. Please be careful and do your research.<<< You DID ask the question here on Y/A. I am just trying to help you.)


isis 29.11.2006. 16:47

How difficult (or easy ) is it to obtain a business license in California? There seems to be quite a bit of red tape... I want to start a small art/jewelery business and be able to sell at faires or as a street vendor. Any help would be really appreciated.


Admin 29.11.2006. 16:47

It's really not as difficult as it seems just some effort that will seem like nothing compared to actually running your own business.

1. You will need to register your business "DBA" at the County Clerk
2. The city your business will be located in will need you to register for tax purposes this is the BUSINESS LICENSE
(many small businesses have the city taxes waived for the first 3 years to help with development)
3. Get a business Bank account.
4. get your resale license (

There are some serious things you need to consider and doing some research will help you organize your business and have less headache. Make sure once you've done some research on what type of business you'll be starting (sole proprietor, partnership, LLC, corporation etc) you follow the correct order of steps to acquire your status as business. It will keep you from running around in circles and it will save you from potential penalties and or delays.

When I started my first business I used went to Boarders and picked up a book by nolo press "how to open up a California business in 24 hrs"
There are many books that are specific to steps required to open it in CA just do some research it will make this seem less daunting.
Good Luck


grad 03.01.2013. 20:16

What interested parties may perform financial statement analyses of a company and for what purpose? Financial statement analysis can and is used by a diverse set of groups for the purpose of providing insight into the condition and the operating philosophy of a business. While the statement analysis is the first step in the process of getting to know and understand a company, it is also a key element that leads to a deeper search and analysis of relevant information regarding the company.

Please discuss and explore the following topics:

What interested parties may perform financial statement analyses of a company and for what purpose?

Would you perform financial statement analysis, or rely on the findings of a rating agency for your needs?


Admin 03.01.2013. 20:16

1) What interested parties may perform financial statement analyses of a company and for what purpose?

Any stackeholder pretty much, this can be competitors, stockholders, people within the organization/company itself that work there, partners or would-be investors that haven't decided yet.

- The purpose would be to see whether or not the company is financially healthy and stable to work with in the future and reliable (very important). They will do an financial analysis on the companies past to make a prognosis of what the future might bring (can never be too certain, ofcourse...).

2) Would you perform financial statement analysis, or rely on the findings of an a rating agency of your needs?

- If you do not have the required skills to do a thorough financial statement analysis, I would suggest it is better to let an rating agency do it for you.
To do this kind of analysis you need to know some accounting principle's and be good with numbers in general, and know things such as p/e ratio etc.. (these can all be found with a google search though, so it's not THAT difficult).

Hope this is what you were looking for.

Good luck ;)


Walt D 20.11.2009. 00:40

If I send out a survey to an email list that I compiled of 1,000 attorneys is that illegal spam? I own a company which designs software and one of our products is targeted at the legal profession. I have an email list of 1,000 attorneys that I compiled from the state bar association's records, and I would like to send out a survey to these attorneys so that I can get an idea of the viability of my product. Would this be illegal? Would this be Spam? How could I avoid breaking the law and avoid having my email filtered through spam?

Walt D

Admin 20.11.2009. 00:40

There are ways to legally send Unsolicited Commercial Emails (UCE) or what is commonly called "spam." You need to understand and follow the restrictions set forth in the Can-Spam Act, especially as you will be mailng to lawyers. Getting through spam blockers may be difficult, but there are no legal methods you can use to get past them. You have to take your chances.

From the Federal Trade Commission web site, see information below. go to the link provided for more complete information

The CAN-SPAM Act: A Compliance Guide for Business

Do you use email in your business? The CAN-SPAM Act, a law that sets the rules for commercial email, establishes requirements for commercial messages, gives recipients the right to have you stop emailing them, and spells out tough penalties for violations.

Despite its name, the CAN-SPAM Act doesn?t apply just to bulk email. It covers all commercial messages, which the law defines as ?any electronic mail message the primary purpose of which is the commercial advertisement or promotion of a commercial product or service,? including email that promotes content on commercial websites. The law makes no exception for business-to-business email. That means all email ? for example, a message to former customers announcing a new product line ? must comply with the law.

Each separate email in violation of the CAN-SPAM Act is subject to penalties of up to $16,000, so non-compliance can be costly. But following the law isn?t complicated. Here?s a rundown of CAN-SPAM?s main requirements:

Don?t use false or misleading header information. Your ?From,? ?To,? ?Reply-To,? and routing information ? including the originating domain name and email address ? must be accurate and identify the person or business who initiated the message.

Don?t use deceptive subject lines. The subject line must accurately reflect the content of the message.

Identify the message as an ad. The law gives you a lot of leeway in how to do this, but you must disclose clearly and conspicuously that your message is an advertisement.

Tell recipients where you?re located. Your message must include your valid physical postal address. This can be your current street address, a post office box you?ve registered with the U.S. Postal Service, or a private mailbox you?ve registered with a commercial mail receiving agency established under Postal Service regulations.

Tell recipients how to opt out of receiving future email from you. Your message must include a clear and conspicuous explanation of how the recipient can opt out of getting email from you in the future. Craft the notice in a way that?s easy for an ordinary person to recognize, read, and understand. Creative use of type size, color, and location can improve clarity. Give a return email address or another easy Internet-based way to allow people to communicate their choice to you. You may create a menu to allow a recipient to opt out of certain types of messages, but you must include the option to stop all commercial messages from you. Make sure your spam filter doesn?t block these opt-out requests.

Honor opt-out requests promptly. Any opt-out mechanism you offer must be able to process opt-out requests for at least 30 days after you send your message. You must honor a recipient?s opt-out request within 10 business days. You can?t charge a fee, require the recipient to give you any personally identifying information beyond an email address, or make the recipient take any step other than sending a reply email or visiting a single page on an Internet website as a condition for honoring an opt-out request. Once people have told you they don?t want to receive more messages from you, you can?t sell or transfer their email addresses, even in the form of a mailing list. The only exception is that you may transfer the addresses to a company you?ve hired to help you comply with the CAN-SPAM Act.

Monitor what others are doing on your behalf. The law makes clear that even if you hire another company to handle your email marketing, you can?t contract away your legal responsibility to comply with the law. Both the company whose product is promoted in the message and the company that actually sends the message may be held legally responsible.


Spotless Mind 02.03.2013. 16:17

What camera should I buy for my photography business? I am an amateur photographer, but ready to take the next step. I have previously owned a Canon Rebel XTi, followed by a Nikon D3000, but I couldn't stand it, so I had to go back to Canon. I then purchased a Canon Rebel XSi.

I prefer Canon and am currently weighing my options with a budget of about $700 right now.

I am looking at the Canon 40D, a 50mm F1.8 (or 1.4 depending if I can find a good deal) and one other lens. That I am undecided on. I do primarily portrait photography, but also enjoy still life, street photography and landscapes.

Please help, thanks!
I do not OWN a camera right now. I had to sell it over a year ago along with my 50 1.8 and 28-135. I'm not planning on starting a huge business and charging excessive quantities of money. It's really more of a 'for fun' and 'money on the side' type thing. I do have a degree/career path already. I know a lot more about photography than you guys are giving me credit for, and if I could, I would purchase a 5d as to not have a crop sensor. But, that is out of my budget, since again, this is NOT my primary focus of a career. I guess I should have worded everything differently. I just want to get away from consumer level cameras and get some advice on which lenses would suit my desires best as I have not had any experience with those other than the ones mentioned and a kit lens.
The Writer:

Firstly, I would rent lenses that I do not have personally. I was just curious as to what a couple must have lenses are, besides a 50mm, because I love that one.

Secondly, a wedding is far too important an occasion for me to even attempt at my level of experience and I can admit that. However, I feel adequately experienced in family photography, still-life, street and landscapes.
I don't see how if I have the 'must have' lenses for portrait photography, or family photography that I could possibly have to cancel the booking. That is why I asked, for personal experience and opinions on certain lenses and a decent camera to begin that is not a Rebel. I am not going about charging ANYONE right now. I plan to do at least another 6 months to a year of practice and portfolio work free of charge before I ACTUALLY try to charge/start a side business. All I asked for was some advice/opinions, not all of this judgmental crap.

When did this section get so HOSTILE, I don't remember it ever being like this in years past.
Thank you MixedMoj....

I appreciate your time and effort in your response. And I do agree with a lot of points you made. I am familiar with photography, but never paid much attention to the 'gear' because I never had the money to invest. The only reason I am budgeting myself at 700 right now, was because I was wanting to buy a camera to use for another 6 months to a year to gain more practice and experience before investing in a more permanent camera. That camera I will obviously spend more money on, because like you said, it IS an investment for the future. I guess you could say I'm trying to purchase a future back-up camera. Along with lenses that will help me now and in the future. I know Nikon and Canon's quality and performance are both remarkable and very similar, it's just the set up of the camera's themselves that give me the preference. The way they feel in my hands and the controls. I am still open to other options aside from Canon. I really like the

Spotless Mind

Admin 02.03.2013. 16:17

Okay, so you want to start a small 'money on the side' type business for your photography. There's nothing wrong with that. Right now, there's no way you're going to achieve your goal of being a semi-professional photographer (whether it's for fun and a little money on the side or a serious career aspiration) while still relating to photography as an amateur. An amateur weighs their options in terms of budgeting a specific dollar amount because their finances are finite. But a professional, or one who uses photography as a means of generating income weighs options in terms of cameras being a tool of their profession and therefore makes determinations based on how that tool suits their purpose of generating income. So first of all, you can't get away from consumer level cameras with a budget of $700 because consumer level cameras fall within that price point. It doesn't matter what I, or anyone else suggests if that camera exists outside of your budget. So if you want to know what options are available, you have to think outside of the amateur concern of how much things cost. That said, if what you need costs more than you can afford to invest, save your money until you can invest. Because 'investment' is the key word here. You aren't purchasing something that is consumable but rather, something that represents future financial success. Going into business requires accepting the risk of both success and failure while recognizing that investment carries inherent value not related to liquid assets. If you are not willing to make this a primary focus than you are not ready to be in business because what you do, regardless of whether it is important to you or not, will be important to whomever hires you. If you're like me, or many others who contribute here, your primary source of income exists solely to fund your aspirations as a photographer. If it doesn't, I suggest you stay an amateur because the world doesn't need another camera wielding amateur for hire.

If you are willing to understand this, despite all that you have written....I've read it and I understand what you're asking, than consider taking your budget of $700 and quadrupling it, then you can afford to buy what you need to do what you want. If this means you have to wait another 6 months to save up enough money before making the decision on what you need, so be it. People will still require photographers to capture important moments in their lives at that time.

Also, this business about crop vs. full frame is nonsense. You don't need a 5D. If you want a 5D, by all means get one. But there are many crop-frame cameras out right now or coming out soon that represent the highest level of advancement in photographic technology. Don't buy an older digital camera because you think it's cheaper. Buy a digital camera new, when the technology is new, otherwise you only miss out on taking advantage of it because you wanted to save a few bucks. Saving isn't as important as making a good financial decision.

The nikon D7100 will be available March 21. It is a 24mp, crop frame, 6fps, high ISO HD-SLR camera and it costs $1200. It will be nikon's flagship crop-frame camera, and at that price, it's worth every penny, it's relatively small compared to what we've come to recognize as 'professional' cameras, yet it is weather sealed, has a magnesium frame, and handles as such, 100% viewfinder coverage, 3.2" LCD, dual card slots, does HD movies with full-time AF, has 51 AF points, built in AF motor so it works with all nikon AF lenses, not just the new and expensive ones. I wouldn't have any problem recommending this camera, along with a nikkor 85mm f/1.4D, the combination would kick a$$ for a small business. That would be a $2200 investment not including accessories like a tripod, speedlight, memory cards, etc. I've shot both nikon and canon, both film and digital so I have had experience with both and I can tell you that they both DO the same things relatively well compared to each other.

I hope you can get past seeing things as an amateur so you can be the professional you are capable of being. It will require a lot of commitment from you, both of your time and consideration, and your finances. Good luck.


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