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Private Mortgage Insurance Doesn't Protect Homeowners : Private Mortgage Insurance Doesn't Protect Homeowners By: George Burks If you borrowed more than 80% of the appraised value of you home, you're probably paying private mortgage insurance (PMI). PMI that is not lender paid is a waste of money.
added on 30.01.2015. 05:00 in Business and Finance

How To Get An Extension To File Your Business Tax Returns : How To Get An Extension To File Your Business Tax Returns By: Richard A. Chapo Yes, the tax season is upon with the first filing date for some businesses being March 15, 2005.
added on 16.04.2016. 15:00 in Business and Finance

Trading For A Living - Part 2 : Trading For A Living - Part 2 By: Geoff Turnbull In part 1 of this article I started to look at the financial implications of giving up the day job to instead start trading full time for a living. There are more than just monetary considerations as we will see later, but for now, there are some more costs to ponder.
added on 17.01.2016. 08:00 in Business and Finance

Is My Money Safe? On The Soundness Of Our Banks : y Money Safe? On The Soundness Of Our Banks By: Sam Vaknin, Ph.D.
added on 18.03.2016. 10:00 in Business and Finance

Why to start business in Ukraine : UkraineGeneral informationTotal area: 603,700 sq. km Population: 48 million Principal cities: Kyiv (Kiev), Donetsk, Zaporizhzhya (Zaporozhye), Dnipropetrovsk (Dnepropetrovsk), Kharkiv (Kharkov), Lviv (Lvov), Odesa (Odessa)Official language: Ukrainian (although in business Russian is mainly used) Neighbouring states: Russia, Moldova, Belarus, Poland, Romania, Slovakia, Hungary Currency: Hryvnia (UAH) Ukraine has focused long ago on closer integration with the rest of the world while preserving its traditional links with the countries of the former Soviet Union.
added on 26.01.2015. 01:00 in Business and Finance

Communicating Effectively in the Workplace : Ineffective communication is a major, yet avoidable, obstacle to business productivity. And yes, it can be avoided.
added on 10.02.2015. 16:00 in Business and Finance

Avoid Being the Worst Boss You've Ever Had : Everyone who has ever had a boss has probably had at least one moment that they thought "I could do better than THIS!" A fraction of those people set out to do exactly that - improve their work life, build a better widget, or do something as it has never been done before. Suddenly thrust into the role of boss, and employee, it is very easy to find yourself being the worst boss you ever had.
added on 18.04.2016. 17:00 in Business and Finance

HOW WILL YOUR BUSINESS RESPOND TO THE CHALLENGE OF CHANGE? : Most new business owners expect to devote a lot of time and effort to getting their business established. Then, they plan to relax as the business "runs itself" and continues to grow.
added on 20.05.2016. 11:00 in Business and Finance

If I file for Bankruptcy will my student loans get discharged? : So are student loans able to be discharged? In short, probably not. Student loan debts are nondischargeable in Chapter 7 Bankruptcy cases unless paying the debt would cause the debtor "undue hardship.
added on 21.06.2016. 01:00 in Business and Finance

A Guide To Understanding Merchant Account Rates & Fees : A Guide To Understanding Merchant Account Rates & FeesBy understanding the true costs associated with merchant account pricing, you can make an educated decision as to which merchant account is really best for your needs. You have opened your business and realize that accepting credit cards will increase your sales dramatically.
added on 13.05.2015. 13:00 in Business and Finance

Stop Debt Collectors Cold and get Back on Your Financial Feet : As a consumer law attorney who counsels people with debt problems, I've heard my share of horror stories about debtcollectors. For example, a college student client was threatened that she'd be arrested if she did not pay a credit card debt, and another client was called 12 times in one day at work about a debt that was 14 years old.
added on 03.01.2016. 08:00 in Business and Finance

Becoming An Effective Executive : PERMISSION TO REPUBLISH: This article may be republished in newsletters and on web sites provided attribution is provided to the author, and it appears with the included copyright, resource box and live web site link. Email notice of intent to publish is appreciated but not required.
added on 10.08.2015. 06:00 in Business and Finance

Transferring balances Between Credit Cards : Understanding transferring balances from one credit card to another can be very confusing and may not help your situation at all. You can transfer your credit card balance from the card you now have to another credit card that offers a low introductory rate.
added on 12.02.2014. 05:00 in Business and Finance

Home Equity Loan - Beware of equity stripping scam : The market for mortgage refinancing has been brisk during the last few years. The boom in business can be attributed to interest rates that have been at or near historic lows, and to lenders who have more money to lend now that they aren't investing in risky tech stocks anymore.
added on 26.04.2016. 11:00 in Business and Finance

Do this One Thing and Beat 85% of Your Competition! : Do this One Thing and Beat 85% of Your Competition! By: Steve Pohlit Do this One Thing and Beat 85% of Your Competition! Maybe you don't want to work that hard, or maybe you have been burned by consultants so you are not inclined to listen to one. Or maybe you already have a measure of success and don't think you need to do anything more.
added on 04.04.2016. 19:00 in Business and Finance

Credit Reports and Credit Reporting Agencies : Credit Reports and Credit Reporting Agencies By: Ethan Hunter We all know that our financial transactions are reported to credit agencies that track how well and how quickly we pay our debts and that when we apply for a loan for one reason or another, those agencies report our credit history to prospective lenders. However, most of us don't know a great deal about how that actually happens and how our credit is rated.
added on 18.05.2016. 23:00 in Business and Finance

Setting Up Your First Web Hosting Account : Setting Up Your First Web Hosting Account By: Russ Mate The Basics Setting up a web hosting account for the first time can be confusing and frustrating for the novice. This article will guide you through the steps of setting up a new web hosting account for your website.
added on 26.09.2016. 10:00 in Computers and The Internet

Internet : A Medium or a Message : rnet : A Medium or a Message By: Sam Vaknin, Ph. D.
added on 13.06.2014. 06:00 in Computers and The Internet

Your Consumer Rights : Your Consumer Rights By: Terry J. Rigg Sr.
added on 13.06.2016. 11:00 in Family

Organising your Wedding Stationery : Organising your Wedding Stationery By: Claire Bowes Of all the things you need to do, buy and organize in preparation for your wedding, wedding stationery is something that must be planned ahead. After all, you need to let your guests know well in advance of your forthcoming big day.
added on 13.01.2016. 09:00 in Family

Personal Training: 3 Powerful Ways to Position Yourself as an Expert : Personal Training: 3 Powerful Ways to Position Yourself as an Expert By: Aaron M. Potts, ISSA CFT Regardless of what profession you are in, it is critical that people believe that you know what you are talking about! You won't find very many successful lawyers whose clients never win in court, or popular doctors whose patients are continually misdiagnosed.
added on 08.10.2016. 22:00 in Health

Positioning For Success: : Positioning For Success: By: Ed Newman According to military historian David Chandler the campaigns of Napoleon Bonaparte consistently rose above the expected. For more than 20 years Napoleon showed genius and skill as a general on the field of battle.
added on 17.04.2016. 02:00 in Marketing

4 Steps To Affiliate Success And The Real Deal! : 4 Steps To Affiliate Success And The Real Deal!Copyright 2003 Copyright Anthony Farrell ************************Feel free to pass the article along to your subscribers, or email list, if you feel they would benefit from it. You may also republish it without seeking permission, but it must appear along with the copyright and resource box ************************What makes a Netrepreneur Successful? Is it new products, or services he introduces? Did they just happen to stumble on an unthought of idea? Where they in the right place at the right time?It is true that the above applies in some cases, but only in a very small percentage of cases.
added on 09.04.2014. 13:00 in Online Business

26 Tips on How to be Safe in Your eBay Selling and Buying : 26 Tips on How to be Safe in Your eBay Selling and Buying By: Brian McGregor The irony of eBay is that as it grows to be ever more successful, it draws the unsavoury element of the internet towards it. I'm talking about people who make it their business to attempt to defraud you and I in our eBay and PayPal transactions.
added on 16.06.2014. 09:00 in Online Business

Taking a Leap of Faith : Taking a Leap of Faith By: Robert Thompson Many times each month, I hear from folks on my affiliate team or read posts on different business forums dealing with the subject of spending money. Many of these folks are concerned that they don't have any extra money to invest in their businesses, and want to do everything for free.
added on 26.02.2016. 00:00 in Online Business

Do You Have The Courage To Ignore The Experts? : Do You Have The Courage To Ignore The Experts? By: Graham and Julie Do you have the courage to ignore the experts? Do you have the willingness and ability to understand and use the power that is within you? Courage is that state of mind when you do something that you know is right for you and your loved ones and the rest of the world thinks you're mad. The ability to make the decision and then make it happen.
added on 25.03.2016. 03:00 in Online Business

How To Increase Your Conversion Rate or What Most People Miss When It Comes To Optimization For Conv : How To Increase Your Conversion Rate or What Most People Miss When It Comes To Optimization For Conv By: Konstantin Goudkov Everybody talks about the importance of testing your sales copy or a page layout. After all, proper testing can help you modify your page in a way that will drastically increase your conversion rate.
added on 19.09.2015. 22:00 in Online Business

Tax Advantages In A Home Business : Tax Advantages In A Home Business By: Joe Featherston Every year, several thousand people develop an interest in "going into business. " Many of these people have an idea, a product or a service they hope to promote into an in come producing business which they can operate from their own homes.
added on 20.07.2016. 14:00 in Online Business

Email Etiquette III : Email Etiquette III By: Kathie M. Thomas Further to my previous issues this subject continues - part III.
added on 21.08.2016. 22:00 in Online Business

Warning! Your Domain Name Could Infringe On Trademark Rights! : Warning! Your Domain Name Could Infringe On Trademark Rights! By: Al Martinovic If you have or are about to purchase a domain name, YOU could be in trouble and you don't even know it yet. .
added on 28.02.2014. 21:00 in Online Business

Professional Relationship Blueprints : Professional Relationship Blueprints By: Kevin B. Burk Excerpt From The Relationship Handbook: How to Understand and Improve Every Relationship in Your Life by Kevin B.
added on 25.03.2016. 17:00 in Self Improvement and Motivation

Dominant by Day, Submissive by Night : Dominant by Day, Submissive by Night By: Advice Diva If you are like most men out there, you probably have no idea what makes those head-strong, powerful and intelligent career women " tick " . I am referring to those women you see in power suits, managing a company or running her own, who seem completely invincible and on top of the world.
added on 02.03.2016. 04:00 in Self Improvement and Motivation

Importance of Layer Adjustment : The special layers in Photoshop that applies adjustment onto its own layer is called adjustment layers. With them, you can adjust color balance, hue/saturation, levels and other essential factors of an image.
added on 18.06.2016. 22:00 in Computers and The Internet

Yes Tarot Readings Are For You! : Yes Tarot Readings Are For You! By: Alan Woods Have you ever thought? What is the best way out of this situation or which job do I take which decision do I make and offcourse which path is best! Choices, choices, choices, life is all about choices. This is where Tarot readings can be and are an important tool! Some sceptics may say this is baloney, but I am sure they have not experienced the power of the Tarot, closed minds never benefit and so these people limit themselves.
added on 08.12.2016. 11:00 in Self Improvement and Motivation

Intuition : Intuition By: Sam Vaknin I. The Three Intuitions IA.
added on 16.09.2014. 05:00 in Self Improvement and Motivation

Analytic Overlay ... Missing Out On What Truly Is! : ytic Overlay . .
added on 31.07.2016. 11:00 in Self Improvement and Motivation

Looking for the greener side of the grass : The life of a student can actually be classified quite efficiently, if corresponded with a simple video game. The beginning, in which the student finishes grades 1-10, and completing Inter or metric.
added on 25.05.2014. 11:00 in Self Improvement and Motivation

Web Accessibility ... Making your Pages Friendly to People with Disabilities : Accessibility . .
added on 16.06.2015. 23:00 in Web Development

What Makes Online Dating So Different? : What Makes Online Dating So Different? By: Jae Taylor The concept of finding a life partner with the help of the Internet is a fairly recent concept when compared with the history of man kind as such. Of course the internet and computers have influenced man's life so much that it is no surprise that in the matters of finding a suitable partner too, the Internet has made its presence felt.
added on 22.08.2016. 23:00 in Women

Facing the Homeschool Super Mom : Facing the Homeschool Super Mom By: Laura Bankston I know this Mom. She homeschools her 5 children, plus she tutors several other children that are dropped off at her house.
added on 26.06.2014. 19:00 in Women

The Myths Of Writing: Have You Bought Into These? : The Myths Of Writing: Have You Bought Into These? By: David B. Silva There is an image most people carry of the artist (think Van Gough's self-portrait, the one with his ear bandaged), working in solitude in a barren garret in a dark corner of the city.
added on 09.08.2015. 05:00 in Writing

Copyright : Five Facts every Scrapbooker needs to Know. : Copyright: Five facts every scrapbooker needs to know!September 15, 2004 Copyright. .
added on 20.12.2015. 18:00 in Recreation and Sports

Internet Privacy : Opting Out : Europeans sometimes seem to be much more ethical than Americans (and I am an American; well, a Californian, a state which, like Texas, sometimes views itself as a separate country), at least when it comes to privacy. This higher standard of ethics is leading to some serious friction between the two sides of the Atlantic.
added on 02.04.2016. 11:00 in Computers and The Internet

The Implication of Income Tax Charge on Estate Planning : Overview============In the Pre-Budget Report of December 2003 the Chancellor Gordon Brown announced proposals to levy an Income Tax charge from 6th April 2005 in those circumstances where the transferor of an asset retains and interest or continues to benefit from that asset. In the instance of real property, the 'benefit' envisaged is the transferor continuing to reside in the property he/she has allegedly given away.
added on 28.11.2016. 11:00 in Legal Matters

Carrying Firearms On Aircraft : Carrying Firearms On Aircraft Copyright 2004 Reigel & Associates, Ltd. /Aero Legal Services.
added on 16.01.2016. 12:00 in Legal Matters

Understanding Aircraft Insurance Policies : My Policy Says What?!: Understanding An Aircraft Insurance Policy Copyright 2004 Reigel & Associates, Ltd. /Aero Legal Services.
added on 18.01.2016. 14:00 in Legal Matters

The 3 P's Of Internet Marketing! : As an internet marketer and guitar player I have come to realize the similarities beteween the two. Face it, to become good at either it takes dedication.
added on 09.01.2016. 00:00 in Marketing

Recovery Marketing - Hop on and Take a Ride : A little over a year ago and probably before, articles started popping up all over the place about, "Selling in Tough Times," , "How To Market in a Down Economy," and the like. Now that we have seen a few, more positive headlines starting to sprinkle throughout, "Turning the Economical Corner,", "Have We Hit Bottom,", what now?For the sake of prognostication, let me review.
added on 15.08.2016. 02:00 in Marketing

The 80 : 20 Rule- Your Formula For Success : The previous 'dirt-world' retail business I managed had a large turnover, a very high profit, and less than 100 lines. Early in 2001, I was contracted to manage another business.
added on 18.12.2016. 07:00 in Marketing

Do You Have the courage to ignore the experts ? : Do you have the courage to ignore the experts? Do you have the willingness and ability to understand and use the power that is within you? Courage is that state of mind when you do something that you know is right for you and your loved ones and the rest of the world thinks you're mad. The ability to make the decision and then make it happen.
added on 06.04.2016. 05:00 in Self Improvement and Motivation

Do you want to achieve your goals ? : We all have dreams. But almost no one sets goals to achievethem.
added on 17.09.2014. 06:00 in Self Improvement and Motivation

Easy Tips for Healthy Pets : Easy Tips for Healthy Pets(c) 2005 Dr GW GrahamDo you want a long and healthy life for your pets?There are things in our pets' environments that can rob them of precious health and long life. I'm not talking about cars accidents and mean kids in the neighborhood.
added on 28.01.2014. 14:00 in Family

Intuition - Part II : The a-priori nature of intuitions of the first and the third kind led thinkers, such as Adolf Lasson, to associate it with Mysticism. He called it an "intellectual vision" which leads to the "essence of things".
added on 27.07.2014. 02:00 in Self Improvement and Motivation

Wholesale Jewelry Trade Secrets #1 : The #1 trade secret that jewelry stores don't want you to know is that theweight of the gold in gold jewelry makes up the majority of its cost. This rule applies to all precious metal jewelry, including silver and platinum.
added on 04.12.2014. 12:00 in Marketing

The "Lipstick" Sales Factor... : Lipstick sales are Red-Hot according to the Wall Street Journaland this affects you, your company and your sales. Whoa, there.
added on 16.08.2016. 03:00 in Marketing

How Money-Back Guarantees Can Make or Break the Sale : Your product or service could be compelling, your price amazing,and your sales letter "hypnotic" . .
added on 07.11.2016. 14:00 in Marketing

SEO Basics - 8 Key Strategies For Online Business Success : The world of search engine optimization (SEO) can be a big scary place for newbies. Most SEO professional companies charge astronomical prices that may or may not guarantee success.
added on 07.03.2016. 15:00 in Web Development

The Holiday Rule-of-Thumb : Here come the holidays. If you work it right, it can add another full-time job to the 3 or 4 you already have.
added on 09.01.2014. 19:00 in Self Improvement and Motivation

Do You Need More Time ? : Do You Need More Time?Helaine Iris Copyright 2004"I don't have enough time in my day. " If only I received a nickel each time I heard those words.
added on 21.06.2014. 14:00 in Self Improvement and Motivation

Donald Trump and The Apprentice Rules Applied to Dating : I was reading an article about the Apprentice and some of the rules that Donald Trump and his apprentice assistants had come up with about business. While reading a lot of them I saw a huge relation to how these same rules also apply to dating as crazy as it might sound.
added on 02.04.2016. 17:00 in Self Improvement and Motivation

Social Program : Management & Evaluation : NGO PROGRAM ACCOUNTABILITY INCREASING PARTICIPATION THROUGHACCOUNTABILITY AND SUSTAINABILITYTimothy Farrell, PHDfaroglobal, inc. Guatemala City, GuatemalaOctober 2001IntroductionNGO Program- and Project Accountability are acknowledged as being necessary - but often as an unavoidable burden - to NGO operations.
added on 11.03.2015. 22:00 in Self Improvement and Motivation

Understanding the Taxes Imposed on Your Telecom Bills : This issue contains the second part of a two-part article on regulated and non-regulated charges and taxes placed on them. Unfortunately the subject of taxes as it applies to your telecom bills is broad enough to warrant a lengthy discussion.
added on 13.03.2016. 05:00 in Computers and The Internet

Turn About On Certification : On October 11th I was reading my email as usual when I opened one whichstated something so unbelievable that I had to read it three times. I willadmit the news was nothing compared to the events going on in the rest ofthe world (the September 11th terrorist attack and aftermath).
added on 22.04.2016. 21:00 in Computers and The Internet

Web Design for the Professional Magician Part I - Selecting the Perfect Domain Name : Selecting the Perfect Domain NameThe first issue I have with magician web sites is the improper use of domain names. Examine the following list of URLs and select the most professional one:www.
added on 29.12.2014. 13:00 in Web Development

THE MYTHS OF WRITING : HAVE YOU BOUGHT INTO THESE ? : THE MYTHS OF WRITING: HAVE YOU BOUGHT INTO THESE? David B. SilvaThere is an image most people carry of the artist (think VanGough's self-portrait, the one with his ear bandaged), working insolitude in a barren garret in a dark corner of the city.
added on 27.10.2014. 22:00 in Writing

7 Tips For Killer Headlines! : As with good ad copy, all successful headlines are written by following andusing specific formulas. Where do you get these formulas you ask? I'll getto that in a moment.
added on 29.06.2016. 03:00 in Writing

Skin Beauty... Do Antiaging Creams Really Turn Back the Clock? : Skin Beauty. .
added on 25.09.2015. 04:00 in Health

Search Tips for Internet Marketers : From kids to the old, everybody searches and search engines provide search tips to help searchers get more relevant result. But how many of those search tips are you using? There are some tips very useful especially for Internet marketers and web masters.
added on 21.11.2015. 13:00 in Computers and The Internet

Importance of your Skin's pH : Importance of your Skin's pH By: Danny T. Siegenthaler Our skin's functions are too many to go through here in detail, however it protects our 'insides' from the external environment, acting both as a barrier and a filter between 'outside' and 'inside'.
added on 16.05.2016. 21:00 in Health

Building Community Websites = Success Online : Building Community Websites = Success Online By: Martin Lemieux In this article I will discuss how important is it to build community websites rather than straight forward sales pitches. Selling online is about bringing people together, not about stuffing products down your visitors throwts and expecting them to buy from you.
added on 13.03.2016. 21:00 in Web Development

Are you master of your own domain? : I. Introduction[3]The hottest commodity in Cyberspace is the domain name.
added on 27.03.2016. 11:00 in Computers and The Internet

President Bush Signs the Omnibus Appropriations Bill for Fiscal Year 2005 : In our recent e-mail magazine (which can be viewed at www. visaserve.
added on 08.02.2015. 14:00 in Legal Matters

Implications of Income Tax Charge on Estate Planning : Overview In the Pre-Budget Report of December 2003 the Chancellor Gordon Brown announced proposals to levy an Income Tax charge from 6th April 2005 in those circumstances where the transferor of an asset retains and interest or continues to benefit from that asset. In the instance of real property, the \'benefit\' envisaged is the transferor continuing to reside in the property he/she has allegedly given away.
added on 16.04.2015. 10:00 in Legal Matters

The Implications of Income Tax Charge on Estate Planning : Overview In the Pre-Budget Report of December 2003 the Chancellor Gordon Brown announced proposals to levy an Income Tax charge from 6th April 2005 in those circumstances where the transferor of an asset retains and interest or continues to benefit from that asset. In the instance of real property, the \'benefit\' envisaged is the transferor continuing to reside in the property he/she has allegedly given away.
added on 10.05.2015. 10:00 in Legal Matters

The Myth of Low Cost Lasik : The Myth of Low Cost Lasik By: Ronald Herskowitz LASIK, Custom Lasik and other types of LASIK Eye Surgery are procedures that are safe, effective and predictable when performed by an experienced LASIK surgeon for carefully selected and counseled patients with realistic goals One of the most important roles a LASIK surgeon and their staff must fulfill is providing a thorough examination and LASIK consultation to make certain that you are a good LASIK candidate and have clear vision correction goals. Unfortunately, low price LASIK advertising may over influence some patients and subject them to less than ideal behavior.
added on 09.11.2014. 11:00 in Health

Life Experiment in Wealth and Abundance : Life Experiment in Wealth and Abundance By: VNinette Wheatley Earlier in 2005 I had a huge moment of clarity. To help you understand all of this I will have to explain a little about the events of my life in 2004.
added on 01.12.2015. 23:00 in Self Improvement and Motivation

Teacher Websites - A Student's Perspective : Teacher Websites - A Student's Perspective By: Robert Fuess I have been a student for many years. I even took the 7-year plan to go through college for my Bachelor's degree.
added on 28.11.2016. 01:00 in Web Development

The 9 WORST Internet Marketing Mistakes : The 9 WORST Internet Marketing Mistakes By: Talbert williams Have you ever wondered how can you possibly figure out how to market your Internet business when you're bombarded with so much conflicting information? Lots of how to advice applies to many online businesses. But avoiding common marketing mistakes will work for EVERY business.
added on 20.11.2014. 22:00 in Marketing

Diabetes: 5 Ways Hypnosis Can Help. : Diabetes: 5 Ways Hypnosis Can Help. By: Devin Hastings Diabetes is now classified as a worldwide epidemic.
added on 06.10.2016. 06:00 in Health

Good Links: 7 Guidelines How To Improve Usability : Good Links: 7 Guidelines How To Improve Usability By: Raoul Dobal How you write and design your links is crucial to your visitors clicking them or not. Write them badly and they leave, write them well and they stay.
added on 18.08.2016. 11:00 in Web Development

The College-Bound Student's Early Bird Menu : Many parents and students I counsel confuse Early Admission, Early Read, Early Decision, Early Action and Early Notification. How these and the other admission strategies listed below are used, will determine the course of the student's college years.
added on 09.10.2016. 23:00 in College Articles