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100 item(s) tagged with; interest.

Home Equity Line Breakdown : Home Equity Line Breakdown By: Thomas Smith Home Equity Line of Credit in a Nutshell More and more lenders are offering home equity lines of credit. By using the equity in your home, you may qualify for a sizable amount of credit, available for use when and how you please, at an interest rate that is relatively low.
added on 07.01.2015. 06:00 in Business and Finance

Finding Low Interest Credit : Finding Low Interest Credit By: Jakob Jelling Getting low interest credit to finance your home or car, or to get a low interest credit card requires that you have good credit. Bad credit can disqualify you from many loans and from securing low interest rates.
added on 12.01.2015. 11:00 in Business and Finance

Budgeting Tips to Save Real Money : Budgeting Tips to Save Real Money By: Don Blackhurst Sticking to a budget can be difficult, but with so many demands on your finances you have to be extra cautious. TV ads are constantly bombarding the airwaves with messages that you need to buy this or you must have that.
added on 17.01.2015. 16:00 in Business and Finance

When You're a Mortgage Payment Behind - an FHA Loan Can be One Solution : When You're a Mortgage Payment Behind - an FHA Loan Can be One Solution By: Katie-Anne Gustafson If you have an FHA loan, your mortgage insurance may be an option for bringing payments current. Contact your lender to learn if you are eligible for a payment from this fund.
added on 23.01.2015. 22:00 in Business and Finance

How To Make Money From Buy To Let In A Property Crash : How To Make Money From Buy To Let In A Property Crash By: Peter Parsons Over the last few years, most investors who have tried 'buy to let' (buying additional properties in order to rent them out) have profited spectacularly as the property market in most of the world boomed like never before. Historically unprecedented property prices in the USA, UK, Australia and most of Europe have made the concept of becoming a landlord look like an easy route to riches.
added on 28.01.2015. 03:00 in Business and Finance

Private Mortgage Insurance Doesn't Protect Homeowners : Private Mortgage Insurance Doesn't Protect Homeowners By: George Burks If you borrowed more than 80% of the appraised value of you home, you're probably paying private mortgage insurance (PMI). PMI that is not lender paid is a waste of money.
added on 30.01.2015. 05:00 in Business and Finance

How To Buy Your First Home With No Money Down : How To Buy Your First Home With No Money Down By: Pete Wagner The current home buying frenzy has resulted in rapid escalation of home values during the last several years. Certain areas of the country have seen values climb by 100% or more during the last four years.
added on 01.02.2015. 07:00 in Business and Finance

Option One Mortgage Loans - Getting an Option ARM or Option One Mortgage Loan : Option One Mortgage Loans - Getting an Option ARM or Option One Mortgage Loan By: Carrie Reeder Have you heard about or been interested in finding out more about option one mortgage loans? They are becoming very popular, but its important to understand how they work before you apply for one. I will describe, in this article, an overview of the most common type of option ARM mortgage loan or option one mortgage loan.
added on 20.02.2015. 02:00 in Business and Finance

Payday Loan Companies : Payday Loan Companies By: Jakob Jelling At one point or another everyone of has encountered this situation, not having enough money to make it to our next payday. A common solution to this problem that seems to becoming more popular is a payday loan.
added on 08.03.2015. 19:00 in Business and Finance

The Myth of Rankings - Beyond Search Engine Optimization : The Myth of Rankings - Beyond Search Engine Optimization By: Scott Buresh What follows is a condensed version of a conversation that happens all too frequently when I am approached by a prospect interested in search engine optimization (SEO): Prospect: We need our website optimized, because we aren't showing up for any searches. Me: What searches have you tried? Prospect: We don't show up for ANYTHING.
added on 30.03.2015. 17:00 in Business and Finance

8 Penny Stocks to Avoid : 8 Penny Stocks to Avoid By: Peter Leeds There are many good penny stock investments available, which could turn a small amount of capital into a small fortune very quickly. However, to discover these you need to know what to look for and what to avoid.
added on 31.03.2015. 18:00 in Business and Finance

Essence Of Self Certified Mortgages : Essence Of Self Certified Mortgages By: James Taylor Your search for a mortgage isn't leading results. Check for any impediments.
added on 04.04.2015. 22:00 in Business and Finance

UK Credit Card Debt : UK Credit Card Debt By: Sean Turner Getting into credit card debt in the UK, can leave you feeling helpless and hopeless. It seems like you could be stuck in UK credit card debt forever, and there's no light at the end of the tunnel.
added on 09.04.2015. 03:00 in Business and Finance

Reverse Mortgages Explained : Reverse Mortgages Explained By: Robert Hutchinson A 'Reverse Mortgage', also known as 'Equity Release', is a popular way to use your main asset (your home) to free up some cash for other purposes. In a standard loan, your income stream is used to 'qualify' for the loan.
added on 11.04.2015. 05:00 in Business and Finance

Home Loan For People With Bad Credit : Home Loan For People With Bad Credit By: Carrie Reeder Getting a home loan with bad credit has actually never been easier than it is today. Here are some tips to help improve your chances of success: Find A Good Real Estate Deal - If you can find a property that has some equity in it when you purchase it, you may have an easier time getting financing on that property.
added on 30.04.2015. 00:00 in Business and Finance

Cash Out Refinance - Home Equity Mortgage Loan or Cash Out Refinance : Cash Out Refinance - Home Equity Mortgage Loan or Cash Out Refinance By: Carrie Reeder There are some definite benefits to doing a cash out refinance. Just make sure that overall you are not going to be spending more money in fees and interest doing a cash out refinance as opposed to a home equity loan.
added on 01.05.2015. 01:00 in Business and Finance

Home Equity Loan Online - What To Do With Your Home's Equity : Home Equity Loan Online - What To Do With Your Home's Equity By: Carrie Reeder If you are wanting to get a home equity loan, rates are still low enough that you may want to make use of that equity in your home. Do you need some ideas on what you could do to multiply your equity or make some extra money off of the capital that could be available to you? Here are some suggestions of ways to put the equity to good use when you go to take out a home equity or cash out refinance loan.
added on 02.05.2015. 02:00 in Business and Finance

Second Mortgage Can Offer Fast Cash, Piece of Mind : Second Mortgage Can Offer Fast Cash, Piece of Mind By: Gary Carraghan If used properly, there may not be a more effective financial option a homeowner can exercise than to take a second mortgage on their property. More and more American consumers have become aware of revolving debt and the implications it can have on them and their loved one - not just now but in the future.
added on 14.05.2015. 14:00 in Business and Finance

FHA Loans Lower Fees and Raise Acceptance : FHA Loans Lower Fees and Raise Acceptance By: Gary Carraghan FHA mortgage insurance programs assist low and moderate income families become homeowners by lowering some of the costs of their mortgage loans. FHA loans encourage mortgage companies to make loans to otherwise creditworthy borrowers and projects that might not be able to meet conventional underwriting requirements by protecting the mortgage company against loan default on mortgages for properties that meet certain minimum requirements.
added on 15.05.2015. 15:00 in Business and Finance

Bad Credit Mortgage Lender - What to Look For : Bad Credit Mortgage Lender - What to Look For By: Carrie Reeder If you have less than perfect credit and are looking to get approved for a mortgage loan, be careful not to make some common, costly mistakes. When dealing with sub-prime mortgage lenders or bad credit mortgage lenders, many people are taken advantage of because of their eagerness to get approved.
added on 03.06.2015. 10:00 in Business and Finance

Bad Credit Mortgage Loan - Get Approved : Bad Credit Mortgage Loan - Get Approved By: Carrie Reeder A few years ago, if you had a bankruptcy or a foreclosure on your credit report, you could forget about trying to get a mortgage loan. If you were lucky enough to find someone who would finance you, your interest rate would be through the roof and plan on putting 10-20% down.
added on 04.06.2015. 11:00 in Business and Finance

Your Practice is Only as Valuable as Your Referral Base : Your Practice is Only as Valuable as Your Referral Base By: Shaun Kirk Many physical therapists in private practice have the appearance of a very successful business that is built on the backs of about four to five doctors. Now if anything would happen to any of these guys, the value of these practices would drop markedly.
added on 07.06.2015. 14:00 in Business and Finance

Get a Low APR Mortgage Fast! : Get a Low APR Mortgage Fast! By: Bill Teddings Getting a mortgage is easier nowadays than it has ever been, although there are still one or two pointers you should always bear in mind when applying for a loan. Firstly, keep an eye on general interest rates - what you need to remember is that simply having a low rate does NOT make a bigger loan more 'affordable', you still have to pay off the money somehow at the end of the loan, and in these low-inflation times, a big loan now will still be a big loan in 20 years time! This is why 'interest only' loans (loans that do not require you to repay any of the capital each month) are maybe not such a great idea anymore.
added on 17.06.2015. 00:00 in Business and Finance

5 Ways To Raise Credit Score : 5 Ways To Raise Credit Score By: Gary Gresham It's not as hard as you think to raise credit score. It's a well known fact that lenders will give people with higher credit scores lower interest rates on mortgages, car loans and credit cards.
added on 24.06.2015. 07:00 in Business and Finance

How Can I Tell The Differences Between All Of The Home Loans On Offer? : How Can I Tell The Differences Between All Of The Home Loans On Offer? By: Matt Clarkson There are literally hundreds of home loans available but lets just look at the three main categories. There are the Purchase Home Loans, where you are looking at buying a new home.
added on 26.06.2015. 09:00 in Business and Finance

How Can I Make Money Currency Trading? : How Can I Make Money Currency Trading? By: Matt Clarkson Basically you can make money from trading money. If you have US dollars you can buy British pounds for a set rate and they trade the money back in the future at a different rate.
added on 29.06.2015. 12:00 in Business and Finance

How Do I Know A Good Credit Card Debt Reduction Strategy When I See It? : How Do I Know A Good Credit Card Debt Reduction Strategy When I See It? By: Matt Clarkson Credit card debt reduction is an important part of the debt reduction process. The way credit card debt reduction works is if you have five credit cards, you need to keep track of and pay 5 bills every month.
added on 30.06.2015. 13:00 in Business and Finance

Buying A Home When Rates Go Up : Buying A Home When Rates Go Up By: Tom Levine Many people fret the rising tide of interest rates. You'll hear things like, "Did I miss the boat? Is it too expensive now to buy a home? How can I afford the house of my dreams? Maybe I should wait! Maybe I should just rent for a while! Maybe the rates will go down in a few weeks.
added on 05.07.2015. 18:00 in Business and Finance

Top 5 Methods To Manage Your Home Equity : Top 5 Methods To Manage Your Home Equity By: Tom Levine As your home appreciates in value, you gain equity. You can look at this equity, as a portion of the value of your home, which becomes an asset that is not burdened by debt.
added on 08.07.2015. 21:00 in Business and Finance

Interview Thank-You Letters : Interview Thank-You Letters By: Laura Murray The number one etiquette tip for interviews is writing a thank-you letter. This is not a tool commonly used by job seekers right now.
added on 10.07.2015. 23:00 in Business and Finance

How To Save Hundreds A Month On Your Mortgage : How To Save Hundreds A Month On Your Mortgage By: Joseph Mcnealy When it comes to American spending habits, the sad truth is that most people don't put their financial assets to the best use. One of the greatest examples of this is the home mortgage.
added on 11.07.2015. 00:00 in Business and Finance

MORTGAGE: Rehabilitation Of Financial Helplessness : MORTGAGE: Rehabilitation Of Financial Helplessness By: Amanda Thompson The term 'mortgage' is assumed really controversial by people when they are contemplating the idea of taking a loan. It is definitely a very simple procedure which is presumed complicated because your home is attached to the term mortgage.
added on 29.07.2015. 18:00 in Business and Finance

Holiday Loans Can Expand The Horizon Of What You See : Holiday Loans Can Expand The Horizon Of What You See By: Amanda Thompson Why do kids get all the breaks? Winter-weary adults, fed up with gray, uninspired landscapes need spring vacation too. This year consider a get away to a room with an inspiring view.
added on 30.07.2015. 19:00 in Business and Finance

Loans Guide : Loans Guide By: John Mussi Many people are confused by the different types of loans available.Here is a helpful summary of the most common loans available today.
added on 10.08.2015. 06:00 in Business and Finance

Using Land Trust "Just another strategy for investors" : Using Land Trust "Just another strategy for investors" By: John Michael Its uses are: To control or purchase real estate To protect confidentiality To limit liability To help with "DOS" clauses in some cases Land trusts have been used since 1868 in one form or another and became recognized by statute or case law in many states. A land trust is a vehicle that holds real estate nothing more nothing less.
added on 20.08.2015. 16:00 in Business and Finance

How Can I Become Debt Free? : How Can I Become Debt Free? By: Stuart Simpson 1.) You must change.
added on 20.09.2015. 23:00 in Business and Finance

Benefits Of An Unsecured Personal Loan : Benefits Of An Unsecured Personal Loan By: John Mussi An Unsecured Personal Loan can offer many benefits for example; If you want to raise money for most purposes but do not want to offer your home as security then an unsecured personal loan could be the solution. An unsecured personal loan is a personal loan where the lender has no claim on a homeowner's property should they fail to repay.
added on 23.09.2015. 02:00 in Business and Finance

Poor Credit And The Need To Fix It : Poor Credit And The Need To Fix It By: Jakob Jelling Everyone can be put at a disadvantage if they have poor credit. Lenders are less likely to loan to people with a poor credit history, therefore it becomes a huge handicap for people looking to buy on credit.
added on 26.09.2015. 05:00 in Business and Finance

Business Tax Deductions : Business Tax Deductions By: Richard A. Chapo As we enter mid-March, taxpayers begin to become very interested in deductions.
added on 27.09.2015. 06:00 in Business and Finance

How To Avoid Money Problems : How To Avoid Money Problems By: John Mussi Everyone has to face a financial crisis some time in their life. Whether the crisis is caused by personal or family illness, the loss of a job, or overspending, it can seem overwhelming.
added on 28.09.2015. 07:00 in Business and Finance

Buy Now, Retire Later-An Investment In Your Dreams : Buy Now, Retire Later-An Investment In Your Dreams By: Elaine VonCannon Owning A Second Home Is Easier Than You Think Buying a second home is a serious financial commitment, but it is can also lead to a feeling of complete freedom. It can provide you with a vacation home, a place to escape from your mundane routine and an investment in the future for when you retire.
added on 29.09.2015. 08:00 in Business and Finance

How To Create A Business Note That Is More Attractive To A Note Investor : How To Create A Business Note That Is More Attractive To A Note Investor By: Afra AmirSanjari You are selling your small business (business value under $1 million for this article). You would like the buyer of your business to come in with an all-cash offer, or be able to qualify for an SBA guaranteed loan.
added on 01.10.2015. 10:00 in Business and Finance

Six Ways Under Your Nose To Finance Your Home Business : Six Ways Under Your Nose To Finance Your Home Business By: George A. Parker There are lots of ways to get additional capital to expand a home-based business.
added on 05.10.2015. 14:00 in Business and Finance

Body Language Speakers Louder Than Words : Body Language Speakers Louder Than Words By: Lydia Ramsey Has it ever occurred to you how much you are saying to people even when you are not speaking? Unless you are a master of disguise, you are constantly sending messages about your true thoughts and feelings whether you are using words or not. Studies show that your words account for only 7% of the messages you convey.
added on 07.10.2015. 16:00 in Business and Finance

Debt Consolidation Loan : Debt Consolidation Loan By: John Mussi Debt consolidation loans can give you a fresh start, allowing you to consolidate all of your loans into one - giving you one easy to manage payment, and in most cases, at a lower rate of interest. If your objective is to reduce interest rates and lower your monthly payments, avoid bankruptcy, consolidate your bills and have one monthly payment, or simply get out of debt the fastest way possible, then a debt consolidation loan could provide the answer.
added on 11.10.2015. 20:00 in Business and Finance

Personal Loan : Personal Loan By: John Mussi There are two categories of personal loans: secured personal loans and unsecured personal loans. Homeowners can apply for a Secured personal loan (using their property as security), whereas tenants only have the option of an unsecured personal loan.
added on 12.10.2015. 21:00 in Business and Finance

Benefits Of A Personal Loan : Benefits Of A Personal Loan By: John Mussi A personal loan can offer many benefits. The benefits will vary depending on the type of personal loan selected.
added on 14.10.2015. 23:00 in Business and Finance

Unsecured Loan : Unsecured Loan By: John Mussi An unsecured loan is a personal loan where the lender has no claim on a homeowner's property should they fail to repay. Instead, the lender is relying solely on the ability of a borrower to meet their loan borrowing repayments.
added on 15.10.2015. 00:00 in Business and Finance

Are you a Victim of Predatory Lending Practices? : Are you a Victim of Predatory Lending Practices? By: Kenneth M DeLashmutt Help is available to borrowers who have claims against Predatory Lenders. Lenders all over the country are violating the Truth in Lending Act and other State laws regulating mortgage lenders and mortgage brokers.
added on 25.10.2015. 10:00 in Business and Finance

Hidden Bank Loan Charges That Would Make a Pick-Pocket Envious : Hidden Bank Loan Charges That Would Make a Pick-Pocket Envious By: George A. Parker There can be more to a bank business loan than making interest and principal payments.
added on 29.10.2015. 14:00 in Business and Finance

Five Sections of Your Copy Guaranteed To Get Read : Five Sections of Your Copy Guaranteed To Get Read By: Karon Thackston Only about 20% of your copy is going to get read. The rest will simply be scanned.
added on 02.11.2015. 18:00 in Business and Finance

Cash Advance as a Loan Source : Cash Advance as a Loan Source By: Jakob Jelling Cash advance loans are a quick and hassle free way of obtaining some much needed cash. The loan is generally meant to be repaid in the short term.
added on 10.11.2015. 02:00 in Business and Finance

Why Bank Overdrafts May Be a Bad Deal For You : Why Bank Overdrafts May Be a Bad Deal For You By: Prakash Menon Many banks actively encourage their clients with low balances to overdraw their accounts. That means, if the customer writes a check or uses her debit card and has insufficient funds in the account, the bank clears the check by granting a temporary overdraft (a short-term loan), up to a specific limit.
added on 15.11.2015. 07:00 in Business and Finance

Facts You Should Know About Loan Types : Facts You Should Know About Loan Types By: Prakash Menon When you set out to borrow, you often come across terms like unsecured loans, revolving loans, adjustable rate loans, etc. While these terms are more or less self-explanatory, it is still useful to be clear on their exact meanings and what they imply before you finalize a loan contract.
added on 17.11.2015. 09:00 in Business and Finance

Understanding And Improving Your Credit Rating : Understanding And Improving Your Credit Rating By: ReliefLoans.com "No man's credit is as good as his money.
added on 23.11.2015. 15:00 in Business and Finance

Benefits Of Consolidating All Your Debt Into One Monthly Payment : Benefits Of Consolidating All Your Debt Into One Monthly Payment By: John Mussi Consolidating all your debt into one monthly payment can have many benefits, some of which are listed below. Do you feel, like many others, that you are you are overburdened with debt or are paying out too much every month for your credit cards, store cards and loans? Then why not replace them all with one, lower, convenient repayment through a UK consolidation loan? Consolidation loans can give you a fresh start, allowing you to consolidate all of your loans into one - giving you one easy to manage payment, and in most cases, at a lower rate of interest.
added on 11.12.2015. 09:00 in Business and Finance

The 5 Secrets to Getting Out of Debt Fast : The 5 Secrets to Getting Out of Debt Fast By: Rob Sallay As they stare down at a teetering pile of bills, so many consumers wonder how they racked up such a large debt. The answer boils down to simple mathematics.
added on 18.12.2015. 16:00 in Business and Finance

Get Rid Of Debt With Simple Steps : Get Rid Of Debt With Simple Steps By: Jakob Jelling Someone who is not in debt appreciates a telephone ringing, because a person without excess debt does not fear creditors. A person without excess debt goes to the mailbox with general malaise, and doesn't feel the stomach clenching fear when a handful of bills appear.
added on 21.12.2015. 19:00 in Business and Finance

Home Loans : Home Loans By: Barry Stein Buying a home remains the great American dream. Home ownership rates have been exploding in recent years, spurred on by the historically low interest rates in the home mortgage market.
added on 28.12.2015. 02:00 in Business and Finance

Benefits of a Bridging Loan? : Benefits of a Bridging Loan? By: John Mussi A bridging loan has many benefits some of which are listed below. A bridging loan as the name implies is a loan used to "bridge" the financial gap between monies required for your new property completion prior to your existing property having been sold.
added on 07.01.2016. 12:00 in Business and Finance

Benefits of a Home Improvement Loan? : Benefits of a Home Improvement Loan? By: John Mussi Some of the many benefits of choosing a UK Home Improvement Loan are listed below. Are you looking to increase the value of your property? Are you planning an extension to your home? Would you like to have double glazing? Would you like to have a new conservatory? Would you like to have your garden landscaped? Are you undertaking the general up keep of your home but finding it hard to pay for? A home improvement loan may well provide your solution.
added on 09.01.2016. 14:00 in Business and Finance

Real Estate Buyers Beware: Get Representation.. You Need Representation : Real Estate Buyers Beware: Get Representation..
added on 18.01.2016. 23:00 in Business and Finance

Fun with Credit Cards : Fun with Credit Cards By: Terry Mitchell For those of us who know how to use them properly, credit cards can actually be quite fun and lucrative. To those who do not know how to use them properly, I would say that you should stop reading this column right about now, or at least I would advise you not to try any of this stuff at home.
added on 28.01.2016. 09:00 in Business and Finance

Understanding Finance To Make Your Life Easier : Understanding Finance To Make Your Life Easier By: Kathleen Sutera What is finance and what do you need to know? Finance can mean different things. It may refer to your personal financial situation.
added on 19.02.2016. 07:00 in Business and Finance

Mortgage Soup : Mortgage Soup By: J. Stewart Looking for home mortgage loans can get confusing with the alphabet soup of mortgage loans programs available today.
added on 20.02.2016. 08:00 in Business and Finance

Preparing for Tax Preparation : Preparing for Tax Preparation By: Tiffany J. Morisue Being prepared for your tax appointment can really pay off in terms of maximizing deductions and minimizing tax as well as lowering fees charged by your preparer! Additionally, you should be able to walk away from your tax appointment with peace of mind that your returns are complete and accurate and maybe even with some tax savings advice that you can really use.
added on 04.03.2016. 20:00 in Business and Finance

Ask the Credit Counselor : Ask the Credit Counselor By: Howard Dvorkin Q: I am getting married soon. My credit is great, but my husband can't even get a credit card in his own name due to past credit problems.
added on 08.03.2016. 00:00 in Business and Finance

Tax Reform, My Way : Tax Reform, My Way By: Terry Mitchell We need real tax reform and we need it now. Previous attempts have been made at tax reform, but they have only provided band-aid solutions that have still left us with too many quirks, complication, and read tape.
added on 07.04.2016. 06:00 in Business and Finance

Avoid the Three Biggest Financial Pitfalls : Avoid the Three Biggest Financial Pitfalls By: Terry Mitchell For the average person and/or family, the three biggest financial pitfalls to avoid are new vehicles, credit car interest, and short-term loans. Any and all of these can drain a person's or family's coffers of much needed funds.
added on 11.04.2016. 10:00 in Business and Finance

Top Career Advice ... More Choices and A Better Way of Life : Top Career Advice ..
added on 15.04.2016. 14:00 in Business and Finance

The Ideal Length of Your Business Plan : The Ideal Length of Your Business Plan By: Dave Lavinsky How long should a business plan be? A business plan needs to be whatever length is required to excite the investor, prove that management truly understands the market, and detail the execution strategy. From surveys of investor needs, Growthink has found that 15 to 25 pages of text is the optimum length in which to accomplish this.
added on 20.04.2016. 19:00 in Business and Finance

7 Obscene Tricks Perpetrated On You By Your Credit Card Company : 7 Obscene Tricks Perpetrated On You By Your Credit Card Company By: Tom Koziol Obscene is usually associated with pornography while credit cards enjoy a more discreet association. At least that is the perception.
added on 22.04.2016. 21:00 in Business and Finance

When Cover Letters Get Personal : When Cover Letters Get Personal By: Linda Matias "It is with great interest and enthusiasm that I submit my resume for your review." Most cover letters are written in this humdrum tone.
added on 24.04.2016. 23:00 in Business and Finance

Factoring. Cash Without Borrowing : Factoring. Cash Without Borrowing By: Fred Coutts Cash flow is one of the main reasons businesses fail.
added on 03.05.2016. 08:00 in Business and Finance

How To Purchase An Annuity : How To Purchase An Annuity By: Jakob Jelling An annuity is a contract with an insurance company to make periodic payments for retirement income and sometimes other purposes. There are basically two types of annuities.
added on 11.05.2016. 16:00 in Business and Finance

Home Equity Loan vs Home Equity Line Of Credit : Home Equity Loan vs Home Equity Line Of Credit By: Gary Gresham Many people confuse a home-equity line of credit with a home-equity loan. With so many different kinds of loans it can get confusing.
added on 12.05.2016. 17:00 in Business and Finance

How Banks Create Money : How Banks Create Money By: Tanner Larsson Did you know that banks can "create" money? The vast majority of people have only the vaguest idea of how banks and financial institutions in general, operate. They just go about their lives never understanding what happens every time they deposit money into their bank.
added on 23.05.2016. 04:00 in Business and Finance

Find the best Mortgage Rate for you : Find the best Mortgage Rate for you By: Kent Clarke Most people tend to take out a mortgage, then forget about it. The monthly payments go out from their accounts every month, but they probably couldn't tell you what the interest rate was if you asked! This is slack financial policy - it is easy to make sure you always have the best mortgage rate, and therefore pay the least interest.
added on 15.06.2016. 03:00 in Business and Finance

More Bang for Your Buck With Mortgages : More Bang for Your Buck With Mortgages By: Elaine VonCannon Choosing a knowledgeable mortgage lender can make a difference in the quality of home you are able to purchase with your finances. I prefer to recommend a mortgage broker to my clients, because they usually offer 50 or more programs.
added on 27.06.2016. 15:00 in Business and Finance

Best No Load Mutual Funds: Mutual Fund Fees and Mutual Fund Expenses : Best No Load Mutual Funds: Mutual Fund Fees and Mutual Fund Expenses By: Sam SubramanianWhile searching for the best no load mutual funds, some mutual fund investors often tend to focus exclusively on mutual fund fees and expense ratios. Is this always a smart way to select mutual funds? Metrics such as price/earnings ratio and dividend yield on the S&P 500 index, a commonly used proxy for the U.
added on 28.06.2016. 16:00 in Business and Finance

How a Credit Card Can Be Your Friend : How a Credit Card Can Be Your Friend By: Jim Hood We have all heard countless stories of people over their heads with credit card debt-maxing out every card they own, then only being able to afford the minimum monthly payment. High interest payments shackle people to their debt for years, not to mention the significant income drain the finance charges have on their families.
added on 29.06.2016. 17:00 in Business and Finance

Beat Credit Card Companies at Their Own Game! : Beat Credit Card Companies at Their Own Game! By: Daryl Flagg Have you ever wondered how much money a credit card company makes? Have you ever wondered how much of that comes from late fees? Everyone has and if you haven't you should because most likely you own a credit card, which means that these late fees has or could directly affect you. As you have probably taken notice, credit card late fees are on the rise and have been so for awhile.
added on 10.07.2016. 04:00 in Business and Finance

A Debt Checklist : A Debt Checklist By: Dave Wilder Jnr A Debt Checklist is the only sensible way to organize and control your finances. Most people aren't actually aware quite how much debt they possess - in fact, a recent survey found that almost 75% of UK adults were up to British Pounds 5000 out when asked to estimate their non-mortgage debt.
added on 11.07.2016. 05:00 in Business and Finance

Rebuild & Keep Good Credit Ratings by Understanding Your Credit Cards by David Hall : Rebuild & Keep Good Credit Ratings by Understanding Your Credit Cards by David Hall By: David Hall Secured Credit Card is similar to a prepaid credit card since the funds you are using are actually yours and not the issuer of the credit card. Generally people who apply for secured credit card or prepaid credit card are people with poor credit or unemployed.
added on 12.07.2016. 06:00 in Business and Finance

The True Cost of your Credit : The True Cost of your Credit By: Aimee Phillips The current house price boom has perhaps passed its peak as I write this, but that doesn't stop the mortgage companies from offering yet more new and tempting products that look like good deals for a consumer. But be warned - The standard mortgage, running over 25 years is set like that for a reason! When you see companies offering '40 year mortgages' or 'low start' mortgages, or perhaps even 'interest only' mortgages, you should understand these shiny new products may have a nasty sting ion their credit tail! Perhaps the ultimate expression of lending absurdity is Japan, where at the peak of their last boom, 'Grandfather - Father - Son' mortgages were common.
added on 15.07.2016. 09:00 in Business and Finance

Five Reasons the Economy Will Crash and Will Stay Crashed : Five Reasons the Economy Will Crash and Will Stay Crashed By: Douglas Phelan If the U.S.
added on 04.08.2016. 05:00 in Business and Finance

Debt Facts : Debt Facts By: Ian Young In 2003, almost one and a third percent of US househoulds (about 1,650,000) filed for bankruptcy, indicating that bankruptcy may not have quite the stigma attached to it as in other parts of the world. Somehow, the USA, with a population of about 294 million, managed to have over a billion credit cards in issue.
added on 07.08.2016. 08:00 in Business and Finance

US Commercial Mortgage Basics : US Commercial Mortgage Basics By: Commercial Lifeline Commercial mortgage loans are used when purchasing structures such as office buildings, apartment complexes, health care facilities and retail outlets. Whether it's a hi-rise tower or a family-owned restaurant, buyers typically need additional funding to complete the transaction.
added on 09.08.2016. 10:00 in Business and Finance

Debt Consolidation : Debt Consolidation By: Brian Hunter There are many reasons why people get into debt - some of them self inflicted and some of them way outside of our control. Losing a job, illness or accidents, all of these can suddenly plunge one into unexpected expenditure, and often the only way to deal with the emergency is to use debt.
added on 18.08.2016. 19:00 in Business and Finance

New Year Resolutions to a Better Financial Future : New Year Resolutions to a Better Financial Future By: Nowshade Kabir There could not be a better time to mull over the changes needed in our life style than at the beginning of a New Year. This is also a good time to set yearly goals and make resolutions.
added on 26.08.2016. 03:00 in Business and Finance

To Refinance... or Not, That Is The Question?? : To Refinance..
added on 28.08.2016. 05:00 in Business and Finance

Top 7 Strategies for Writing Accounting Procedures : Top 7 Strategies for Writing Accounting Procedures By: Chris Anderson Part Two of Cash to Cash Cycle Series Part One: http://www.bizmanualz.
added on 08.09.2016. 16:00 in Business and Finance

Reduce Your 30 Year Mortgage To 10 Years Using Mortgage Cycling : Reduce Your 30 Year Mortgage To 10 Years Using Mortgage Cycling By: Ted Kushner With all the talk lately about Mortgage Cycling versus Bi-Weekly Mortgages which one is really right for you? Choosing the correct one could literally save you thousands of dollars and shave off approximately 20 years on the life of your 30 year mortgage. So a little background on the principal of each program needs to be told.
added on 16.09.2016. 00:00 in Business and Finance

Why Choose an Unsecured Loan? : Why Choose an Unsecured Loan? By: John Mussi Need money to go on a luxury holiday? Want to buy a new car? Need a wedding dress? These are just some of the reasons why you would choose an unsecured loan. If you want to raise money for most purposes but do not want to offer your home as security then an unsecured loan could be the solution.
added on 19.09.2016. 03:00 in Business and Finance

Using ClickTracks : Using ClickTracks By: Philippa Gamse, CMC Part 1: Getting Started If you're just getting started with ClickTracks, you'll find it's a very versatile tool. It presents information by overlaying it on your actual Web pages.
added on 05.10.2016. 19:00 in Business and Finance

Rebuild & Keep Good Credit Ratings by Understanding Your Credit Cards : Rebuild & Keep Good Credit Ratings by Understanding Your Credit Cards By: David Hall SECURED CREDIT CARDS Secured Credit Card is similar to a prepaid credit card since the funds you are using are actually yours and not the issuer of the credit card. Generally people who apply for secured credit card or prepaid credit card are people with poor credit or unemployed.
added on 06.10.2016. 20:00 in Business and Finance

7 Secrets to Writing Inventory Procedures : 7 Secrets to Writing Inventory Procedures By: Chris Anderson With 1 Million would you: Pay off debt? Purchase new equipment? Invest/save for the future? Give yourself a bonus? 1 Million Waiting in the Wings What do you and your business need that you have been putting off because you don't have the money today? 1 Million certainly would fill those needs. But where do you find 1 Million just lying around your business right now? Well, you probably have $250,000 in each of four areas in your everyday business, and you don't even realize it.
added on 08.10.2016. 22:00 in Business and Finance

Handling Debt in 2005 : Handling Debt in 2005 By: Paulson Lopedro Debt is a problem that is ever increasing in our society today. Offers for credit cards coming in the mail is happening more and more often, interest rates are appearing low, and borrowing money seems like the "smart" thing to do at times.
added on 10.10.2016. 00:00 in Business and Finance

Dealing with Difficult People : Dealing with Difficult People By: Michael Beck You know, this would be a great business if it weren't for having to deal with people all the time..
added on 16.10.2016. 06:00 in Business and Finance

In The Beginning : In The Beginning By: Jay Nagdeman The greatest occupational high that financial services Marketing Directors experience is bringing a vision to market through a financial product or service innovation. Seeking to experience the same euphoria that great inventors like Benjamin Franklin or Thomas Edison must have felt, they follow their dream of implementing a financial product idea that they believe will generate significant incremental sales.
added on 27.10.2016. 17:00 in Business and Finance