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Home Equity Line Breakdown : Home Equity Line Breakdown By: Thomas Smith Home Equity Line of Credit in a Nutshell More and more lenders are offering home equity lines of credit. By using the equity in your home, you may qualify for a sizable amount of credit, available for use when and how you please, at an interest rate that is relatively low.
added on 07.01.2015. 06:00 in Business and Finance

The SOUP Model : The SOUP Model By: Dr. Alvin Chan In the past, many organizations have relied on generic personality profiling tools to assess, recruit and manage their employees.
added on 13.01.2015. 12:00 in Business and Finance

Budgeting Tips to Save Real Money : Budgeting Tips to Save Real Money By: Don Blackhurst Sticking to a budget can be difficult, but with so many demands on your finances you have to be extra cautious. TV ads are constantly bombarding the airwaves with messages that you need to buy this or you must have that.
added on 17.01.2015. 16:00 in Business and Finance

When You're a Mortgage Payment Behind - an FHA Loan Can be One Solution : When You're a Mortgage Payment Behind - an FHA Loan Can be One Solution By: Katie-Anne Gustafson If you have an FHA loan, your mortgage insurance may be an option for bringing payments current. Contact your lender to learn if you are eligible for a payment from this fund.
added on 23.01.2015. 22:00 in Business and Finance

Managing People - Forget The "Sandwich" Technique : Managing People - Forget The "Sandwich" Technique By: Alan Fairweather Do you remember being told to use the "sandwich" technique when you needed to reprimand someone? Let me give you an example: "Fred, I'm really pleased with how you've been progressing since you joined us and you're doing a great job. However you're not getting your reports in on time and we're missing deadlines.
added on 09.02.2015. 15:00 in Business and Finance

Small Business Pricing Strategies : Small Business Pricing Strategies By: Sharron Senter It's tough out there, particularly because of layoffs and our sluggish economy. So what's a small business entrepreneur trying to make a living to do? Try these low-cost pricing strategies to keep sales moving.
added on 29.03.2015. 16:00 in Business and Finance

8 Penny Stocks to Avoid : 8 Penny Stocks to Avoid By: Peter Leeds There are many good penny stock investments available, which could turn a small amount of capital into a small fortune very quickly. However, to discover these you need to know what to look for and what to avoid.
added on 31.03.2015. 18:00 in Business and Finance

Exercising Super Fund Choice : Exercising Super Fund Choice By: Darby Higgs Super choice legislation will soon give more Australians a choice about who manages their superannuation. I hope this tale helps to make it clear why this is important.
added on 18.04.2015. 12:00 in Business and Finance

Bollinger Bands Strategies : Bollinger Bands Strategies By: Steven T. Ng The Bollinger Band theory is designed to depict the volatility of a stock.
added on 24.04.2015. 18:00 in Business and Finance

Home Loan For People With Bad Credit : Home Loan For People With Bad Credit By: Carrie Reeder Getting a home loan with bad credit has actually never been easier than it is today. Here are some tips to help improve your chances of success: Find A Good Real Estate Deal - If you can find a property that has some equity in it when you purchase it, you may have an easier time getting financing on that property.
added on 30.04.2015. 00:00 in Business and Finance

FHA Loans Lower Fees and Raise Acceptance : FHA Loans Lower Fees and Raise Acceptance By: Gary Carraghan FHA mortgage insurance programs assist low and moderate income families become homeowners by lowering some of the costs of their mortgage loans. FHA loans encourage mortgage companies to make loans to otherwise creditworthy borrowers and projects that might not be able to meet conventional underwriting requirements by protecting the mortgage company against loan default on mortgages for properties that meet certain minimum requirements.
added on 15.05.2015. 15:00 in Business and Finance

How To Choose a Snack Vending Machine : How To Choose a Snack Vending Machine By: Mike Corbin Snack vending machines come in all shapes and sizes. Some are small enough to hang on a wall and some are the full size floor models like the one I had.
added on 22.05.2015. 22:00 in Business and Finance

Bad Credit Mortgage Lender - What to Look For : Bad Credit Mortgage Lender - What to Look For By: Carrie Reeder If you have less than perfect credit and are looking to get approved for a mortgage loan, be careful not to make some common, costly mistakes. When dealing with sub-prime mortgage lenders or bad credit mortgage lenders, many people are taken advantage of because of their eagerness to get approved.
added on 03.06.2015. 10:00 in Business and Finance

Surviving Corporate Politics : Surviving Corporate Politics By: Gary Whittaker Opportunities Are Made, Not Created In the business of corporate politics, one thing has become very clear: Most business decisions are grown from the grassroots level. Sure, it may all seem likes it's coming from corporate HQ, with announcements and presentations that have their organisations in perpetual flux, but make no mistake about it, most of those decisions have been influenced by lobbyists in the lower levels.
added on 16.06.2015. 23:00 in Business and Finance

Benefits Of Business Card Printing : Benefits Of Business Card Printing By: Marlon D. Ludovice One of the benefits of business card printing is that it allows a cheaper printing service.
added on 20.06.2015. 03:00 in Business and Finance

5 Ways To Raise Credit Score : 5 Ways To Raise Credit Score By: Gary Gresham It's not as hard as you think to raise credit score. It's a well known fact that lenders will give people with higher credit scores lower interest rates on mortgages, car loans and credit cards.
added on 24.06.2015. 07:00 in Business and Finance

How Do I Know A Good Credit Card Debt Reduction Strategy When I See It? : How Do I Know A Good Credit Card Debt Reduction Strategy When I See It? By: Matt Clarkson Credit card debt reduction is an important part of the debt reduction process. The way credit card debt reduction works is if you have five credit cards, you need to keep track of and pay 5 bills every month.
added on 30.06.2015. 13:00 in Business and Finance

Buying A Home When Rates Go Up : Buying A Home When Rates Go Up By: Tom Levine Many people fret the rising tide of interest rates. You'll hear things like, "Did I miss the boat? Is it too expensive now to buy a home? How can I afford the house of my dreams? Maybe I should wait! Maybe I should just rent for a while! Maybe the rates will go down in a few weeks.
added on 05.07.2015. 18:00 in Business and Finance

Top 5 Methods To Manage Your Home Equity : Top 5 Methods To Manage Your Home Equity By: Tom Levine As your home appreciates in value, you gain equity. You can look at this equity, as a portion of the value of your home, which becomes an asset that is not burdened by debt.
added on 08.07.2015. 21:00 in Business and Finance

Loans Guide : Loans Guide By: John Mussi Many people are confused by the different types of loans available.Here is a helpful summary of the most common loans available today.
added on 10.08.2015. 06:00 in Business and Finance

How Copying the HBO Schedule Can Boost Your Business : How Copying the HBO Schedule Can Boost Your Business By: Nick Smith I'm not talking about posting the HBO schedule on your website or sending a Xeroxed copy around to all your customers. When HBO came onto the scene they were innovative, fresh, and willing to do things other people were not.
added on 23.08.2015. 19:00 in Business and Finance

Boycott Wal-Mart : Boycott Wal-Mart By: Gary Whittaker For the everyday individual, companies like Wal-Mart have been a source of great deals, where goods can be purchased at a relatively inexpensive sum. These companies preach never-ending low costs for the benefit of the consumer.
added on 31.08.2015. 03:00 in Business and Finance

How Can I Become Debt Free? : How Can I Become Debt Free? By: Stuart Simpson 1.) You must change.
added on 20.09.2015. 23:00 in Business and Finance

How To Avoid Money Problems : How To Avoid Money Problems By: John Mussi Everyone has to face a financial crisis some time in their life. Whether the crisis is caused by personal or family illness, the loss of a job, or overspending, it can seem overwhelming.
added on 28.09.2015. 07:00 in Business and Finance

How To Create A Business Note That Is More Attractive To A Note Investor : How To Create A Business Note That Is More Attractive To A Note Investor By: Afra AmirSanjari You are selling your small business (business value under $1 million for this article). You would like the buyer of your business to come in with an all-cash offer, or be able to qualify for an SBA guaranteed loan.
added on 01.10.2015. 10:00 in Business and Finance

Debt Consolidation Loan : Debt Consolidation Loan By: John Mussi Debt consolidation loans can give you a fresh start, allowing you to consolidate all of your loans into one - giving you one easy to manage payment, and in most cases, at a lower rate of interest. If your objective is to reduce interest rates and lower your monthly payments, avoid bankruptcy, consolidate your bills and have one monthly payment, or simply get out of debt the fastest way possible, then a debt consolidation loan could provide the answer.
added on 11.10.2015. 20:00 in Business and Finance

Hidden Bank Loan Charges That Would Make a Pick-Pocket Envious : Hidden Bank Loan Charges That Would Make a Pick-Pocket Envious By: George A. Parker There can be more to a bank business loan than making interest and principal payments.
added on 29.10.2015. 14:00 in Business and Finance

Facts You Should Know About Loan Types : Facts You Should Know About Loan Types By: Prakash Menon When you set out to borrow, you often come across terms like unsecured loans, revolving loans, adjustable rate loans, etc. While these terms are more or less self-explanatory, it is still useful to be clear on their exact meanings and what they imply before you finalize a loan contract.
added on 17.11.2015. 09:00 in Business and Finance

Good Stock Market Tip; Good Return! : Good Stock Market Tip; Good Return! By: Charles M O'Melia Forget making a profit; instead focus on the income provided from your stock portfolio. That's right! Forget making a profit.
added on 08.12.2015. 06:00 in Business and Finance

Benefits Of Consolidating All Your Debt Into One Monthly Payment : Benefits Of Consolidating All Your Debt Into One Monthly Payment By: John Mussi Consolidating all your debt into one monthly payment can have many benefits, some of which are listed below. Do you feel, like many others, that you are you are overburdened with debt or are paying out too much every month for your credit cards, store cards and loans? Then why not replace them all with one, lower, convenient repayment through a UK consolidation loan? Consolidation loans can give you a fresh start, allowing you to consolidate all of your loans into one - giving you one easy to manage payment, and in most cases, at a lower rate of interest.
added on 11.12.2015. 09:00 in Business and Finance

The 5 Secrets to Getting Out of Debt Fast : The 5 Secrets to Getting Out of Debt Fast By: Rob Sallay As they stare down at a teetering pile of bills, so many consumers wonder how they racked up such a large debt. The answer boils down to simple mathematics.
added on 18.12.2015. 16:00 in Business and Finance

Home Loans : Home Loans By: Barry Stein Buying a home remains the great American dream. Home ownership rates have been exploding in recent years, spurred on by the historically low interest rates in the home mortgage market.
added on 28.12.2015. 02:00 in Business and Finance

To Help Ease The Difficulty Associated With Making Your Initial Investment Decisions, Professional Help Is Available. : To Help Ease The Difficulty Associated With Making Your Initial Investment Decisions, Professional Help Is Available. By: Jeni Whorchski Finance and investment decisions have to be made at some point, but most of us avoid this aspect of our personal lives until it reaches a crucial point.
added on 04.02.2016. 16:00 in Business and Finance

A Tip List For Creating That Unique Holiday Party : A Tip List For Creating That Unique Holiday Party By: Peter Togel Once again, it is time for holiday parties. While everyone is downsizing and looking for new ways to cut costs, a holiday party at a lower price may not be a good answer.
added on 14.02.2016. 02:00 in Business and Finance

Ask the Credit Counselor : Ask the Credit Counselor By: Howard Dvorkin Q: I am getting married soon. My credit is great, but my husband can't even get a credit card in his own name due to past credit problems.
added on 08.03.2016. 00:00 in Business and Finance

More Bang for Your Buck With Mortgages : More Bang for Your Buck With Mortgages By: Elaine VonCannon Choosing a knowledgeable mortgage lender can make a difference in the quality of home you are able to purchase with your finances. I prefer to recommend a mortgage broker to my clients, because they usually offer 50 or more programs.
added on 27.06.2016. 15:00 in Business and Finance

Rebuild & Keep Good Credit Ratings by Understanding Your Credit Cards by David Hall : Rebuild & Keep Good Credit Ratings by Understanding Your Credit Cards by David Hall By: David Hall Secured Credit Card is similar to a prepaid credit card since the funds you are using are actually yours and not the issuer of the credit card. Generally people who apply for secured credit card or prepaid credit card are people with poor credit or unemployed.
added on 12.07.2016. 06:00 in Business and Finance

Differentiation -- Smart Marketing Strategies for the Solo Entrepreneur : Differentiation -- Smart Marketing Strategies for the Solo Entrepreneur By: Terri Zwierzynski Are you ever frustrated or hesitant when you talk to prospective customers because you can't readily explain why they should come to you rather than go to your competitors? Sure, you might have your 30-second elevator speech, but then they ask you that dreaded question, "So what makes you different?" Then, all those self-doubts creep in, and you just aren't sure what to say. Differentiation can boost confidence--yours in yourself and that prospective customer's confidence in you! Dif-fer-en-ti-ate v.
added on 20.08.2016. 21:00 in Business and Finance

To Refinance... or Not, That Is The Question?? : To Refinance..
added on 28.08.2016. 05:00 in Business and Finance

Compensation Resources, Inc. Releases Its 2004 Year-End Compensation Survey : Compensation Resources, Inc. Releases Its 2004 Year-End Compensation Survey By: Paul R.
added on 01.09.2016. 09:00 in Business and Finance

Global Market in the Cyber world Go and Get It! : Global Market in the Cyber world-Go and Get It! By: Ray Smith With the Internet opening up the doorway to the global market, everybody is up and running to reap the maximum benefit of this widely used medium. Not only has Internet gained importance as an important medium of communication but also has given a platform to thousands of people to nurture their entrepreneurship and realize their dreams of self-employment.
added on 23.09.2016. 07:00 in Business and Finance

Rebuild & Keep Good Credit Ratings by Understanding Your Credit Cards : Rebuild & Keep Good Credit Ratings by Understanding Your Credit Cards By: David Hall SECURED CREDIT CARDS Secured Credit Card is similar to a prepaid credit card since the funds you are using are actually yours and not the issuer of the credit card. Generally people who apply for secured credit card or prepaid credit card are people with poor credit or unemployed.
added on 06.10.2016. 20:00 in Business and Finance

Equipment Leasing Blunders That Can Cost Your Firm a Mint : Equipment Leasing Blunders That Can Cost Your Firm a Mint By: George A. Parker Rod McHenry, the financial vice president of a document imaging company, thought he had great cause for celebrating.
added on 18.11.2016. 15:00 in Business and Finance

When Year-End Sales Resemble Coal And Leave No Room For Gifts : When Year-End Sales Resemble Coal And Leave No Room For Gifts By: Teena Rose December can be a trying time for small businesses. The year-end rush to close clients in order to meet target year-end sales goals can leave a person feeling stressed, overworked, and definitely, not in the holiday spirit.
added on 14.12.2016. 17:00 in Business and Finance

Credit Education : Credit Education By: David Hall Secured Credit Card is similar to a prepaid credit card since the funds you are using are actually yours and not the issuer of the credit card. Generally people who apply for secured credit card or prepaid credit card are people with poor credit or unemployed.
added on 05.01.2014. 15:00 in Business and Finance

Ten Top Tax-saving Ideas at Year-end : Ten Top Tax-saving Ideas at Year-end By: The National Association of Black Accountants Popular techniques for individuals and business owners Now is a good time to figure out how to cut your 2004 tax bill. Although everyone's situation is different, the National Association for Black Accountants www.
added on 19.01.2014. 05:00 in Business and Finance

10 Ways To Find The Money Hiding In Your Paycheck : 10 Ways To Find The Money Hiding In Your Paycheck By: Robert Dickson No matter how tight things are financially for you; no matter how bleak you think that 2005 might be, if you are earning a paycheck then there's extra money hiding in it. You just need to know where to look.
added on 21.02.2014. 14:00 in Business and Finance

Should you choose to refinance? : Should you choose to refinance? By: Brad Slade Refinancing has become a valid option for many individuals with high interest rates on their mortgage. Refinancing is essentially a replacement loan, with a different lender and (hopefully) a lower interest rate.
added on 06.03.2014. 03:00 in Business and Finance

The POWER of a Proven Stock Investment Plan : The POWER of a Proven Stock Investment Plan By: Charles M. O'Melia When you invest in the stock market for ever-increasing cash dividend income, verses trying to make a buck in the stock market, your mindset will change.
added on 22.03.2014. 19:00 in Business and Finance

Credit Card Shocker : Credit Card Shocker By: Rosella Aranda Have you ever looked at your credit card statement? I'm not talking about just making sure that all the transactions are correct. I'm talking about looking at the finance charges.
added on 15.04.2014. 19:00 in Business and Finance

The Zero Down 80/20 Mortgage : The Zero Down 80/20 Mortgage By: Matthew Allen This is an excellent loan for those that are lacking the down payment required for other types of mortgages. The 80 20 mortgage is simply two loans for 100% of the purchase price.
added on 07.05.2014. 17:00 in Business and Finance

Why Choose a Remortgage? : Why Choose a Remortgage? By: John Mussi You would choose a remortgage because it allows you to change your mortgage without moving your home. Remortgaging is the process of switching your mortgage to another lender that is offering a better deal than your current lender thereby saving money.
added on 27.05.2014. 13:00 in Business and Finance

Save Money On Your Grocery Bill : Save Money On Your Grocery Bill By: Shannon Jarvies We've all heard about certain ways to cut your grocery bill like avoiding the grocery store when you're hungry, using coupons on double coupons day, and buying only the items on your list. These are all good tips and we should keep using them.
added on 15.06.2014. 08:00 in Business and Finance

Eight Ways to Consolidate Debt : Eight Ways to Consolidate Debt By: Gerri Detweiler Next to winning the lottery, a debt consolidation loan is a debtor's dream. With one monthly payment and a fixed monthly payment schedule, you can actually see an end to those monthly payments.
added on 23.06.2014. 16:00 in Business and Finance

SuperCharged Secret 3, Credit Card Utopia : SuperCharged Secret 3, Credit Card Utopia By: Tom Levine TURBO-CHARGED KILLER RATE SAVING INFORMATION! Let's just take a brief moment to recap: If you've been following along on this journey with me, learning the 5 Super-Charged secrets to Credit Card Utopia, then you now know 2 very important things: You now know how to take advantage of zero to low interest credit card offers. You now know that there is safety in numbers, and you know the magic "Who's Who" of the major credit card companies.
added on 01.07.2014. 00:00 in Business and Finance

Exceptional Leadership Inspires the Best Effort in Others : Exceptional Leadership Inspires the Best Effort in Others By: Michael Beck There is a steady stream being written and taught about leadership these days. There are tips about leadership, courses about leadership, books, retreats, and continuing education - all focused on leadership.
added on 01.08.2014. 07:00 in Business and Finance

Ten Effective Ways To Reduce Your Business Costs : Ten Effective Ways To Reduce Your Business Costs By: Dan Brown Business cost for everyone can get out of control very fast. Here's ten simple yet POWERFUL ways to reduce cost that can have a GREAT effect on the health of your business.
added on 07.08.2014. 13:00 in Business and Finance

Secrets & Benefits of Secured Loans : Secrets & Benefits of Secured Loans By: Christos Margetis Borrowing money has become more and more popular in the UK over recent years, and this is partly due to the fact that it has become far easier to borrow money. The rising popularity of consumer finance has also been aided by the wide variety of deals and the low interest rates available these days.
added on 18.08.2014. 00:00 in Business and Finance

Lower Your Credit Card Interest Rate Now! : Lower Your Credit Card Interest Rate Now! By: Jakob Jelling With today's credit card companies, there are many opportunities to get your cards rate of 21% or more reduced. The higher the amount of interest your card charges will cost you more for a simple purchase and ultimately may take you years to pay off instead of months, should you make the minimum payment allowed.
added on 06.12.2014. 14:00 in Business and Finance

Total Cost of Credit vs Monthly Payment : Total Cost of Credit vs Monthly Payment By: David Wilding I read a press release the other day which points to the fact we need to be very careful with our finances. The subject of the release was home mortgages.
added on 27.12.2014. 11:00 in Business and Finance

Mutual Funds: What Investors Need to Know About Morningstar Mutual Fund Fiduciary Grades : Mutual Funds: What Investors Need to Know About Morningstar Mutual Fund Fiduciary Grades By: Sam Subramanian Morningstar now provides Fiduciary Grades on mutual funds. How does Morningstar determine these grades? How can mutual fund investors use these grades to better manage their portfolios? Mutual fund investors use Morningstar Rating" as a sign post of mutual fund performance.
added on 13.01.2016. 04:00 in Business and Finance

16.) 4% APR $5,000 Auto Loan...HELP! : 16.) 4% APR $5,000 Auto Loan.
added on 08.03.2016. 10:00 in Business and Finance

5 Tips for Savvy Use of Your Home Equity Line of Credit : 5 Tips for Savvy Use of Your Home Equity Line of Credit By: Tim Paul Tapping your home's equity to pay college expenses, consolidate credit card debt or even to buy a new car or boat is common place. Many economists attribute the additional buying power afforded consumers through home equity debt as a primary reason the nation's economy has been able to emerge from the recent recession.
added on 03.04.2016. 12:00 in Business and Finance

10 Things to Look for in a Home-Equity Line of Credit : 10 Things to Look for in a Home-Equity Line of Credit By: Tim Paul If you are a homeowner, you've probably received offers to apply for a home equity line of credit (HELOC). Handled with care, home equity credit lines can be an excellent way to improve financial flexibility, provide readily available cash reserves for emergencies, or pay for large expenses (like college tuition or home improvements) that have irregular payment schedules.
added on 05.04.2016. 14:00 in Business and Finance

Defining a Long-Term Investment in the Stock Market : Defining a Long-Term Investment in the Stock Market By: Charles M. O'Melia Defining a long-term investment in the stock market.
added on 07.04.2016. 16:00 in Business and Finance

New Energy Bill: Reducing Our Dependence on Foreign Oil : New Energy Bill: Reducing Our Dependence on Foreign Oil By: Sam Subramanian Growing transportation requirements combined with declining domestic oil production have led to burgeoning oil imports. Rising oil prices are having an adverse impact on the U.
added on 02.05.2016. 17:00 in Business and Finance

10 tips fro creating wealth from the stock market : 10 tips fro creating wealth from the stock market By: Charles M. O'Melia1.
added on 17.05.2016. 08:00 in Business and Finance

Rethinking the CEO-Chairman Split : Rethinking the CEO-Chairman Split By: Jessica Klein Traditionally, in American businesses, the same person occupies the role of chairman of the board and chief executive officer, though this is gradually shifting to the European model. In most European, British, and Canadian businesses, the roles are usually split, in an effort to ensure better governance of the company, and in turn bring higher returns to investors.
added on 01.07.2016. 05:00 in Business and Finance

How To Save Money On Your Mortgage : How To Save Money On Your Mortgage By: Tom LevineObtaining a home loan is arguably the most expensive transaction you'll experience in your lifetime. Therefore, getting the best home at the greatest value is an endeavor worth pursuing.
added on 23.07.2016. 03:00 in Business and Finance

Mortgage Free In 15 Years! : Mortgage Free In 15 Years! By: Tom LevineImagine paying your mortgage off in 15 years! Think of all the great things you could do with that extra money. What would you do? Retire early? Buy an R.
added on 17.08.2016. 04:00 in Business and Finance

The Perfect Mutual Fund : The Perfect Mutual Fund By: Charles M. O'MeliaIs the Mutual Fund you build yourself! The perfect Mutual Fund you build should have the objective of owning no more than 12 to 15 companies; owning shares in 12 companies would allow the diversity needed to sleep well at night and would provide a cash dividend every week of the year.
added on 29.08.2016. 16:00 in Business and Finance

Is an ARM Right For You? : Is an ARM Right For You? By: Tom LevineLet's start by taking a look at 7 key elements of an adjustable rate mortgage:1)ARM defined: While a fixed rate loan is constant and never changes throughout the life of the loan, an adjustable rate mortgage changes periodically. The interest rate of an ARM goes up and down based on whatever external index it is tied to.
added on 16.09.2016. 10:00 in Business and Finance

Reducing Debt Through Lower Interest Loans : Reducing Debt Through Lower Interest Loans By: Melanie CosseyIt happens to the majority of us, credit card debt accumulates and before we quite realize it, we are carrying a debt load that is far beyond our means. When this happens, we need to take immediate positive steps to knock down the debt as quickly as possible.
added on 24.09.2016. 18:00 in Business and Finance

5 Surefire Ways To Eliminate Credit Card Debt : 5 Surefire Ways To Eliminate Credit Card Debt By: Wes AtkinsDo you have enormous credit card debt? You are certainly not alone. According to research, the average family in the United States has $7000 in credit card debt and pays about $1000 in interest each year! Throw in a late payment or two, or an over-the-limit charge, and that number skyrockets.
added on 26.09.2016. 20:00 in Business and Finance

The Pro's and Con's Of Debt Consolidation Loans : The Pro's and Con's Of Debt Consolidation Loans By: Wes AtkinsYou are swimming in debt. You have 4 credit cards maxed out, a car loan, a consumer loan, and a house payment.
added on 27.09.2016. 21:00 in Business and Finance

Online Mortgages in 5 Easy Steps! : Online Mortgages in 5 Easy Steps! By: Tom LevineWe're all entitled to the opportunities and benefits of home ownership. But because most of us aren't loaded with cash, we must find banks and lenders to assist us with finance.
added on 10.10.2016. 10:00 in Business and Finance

Maximize Profits By Pricing Your Home Right! : Maximize Profits By Pricing Your Home Right! By: Neeraj VarmaSetting a price is probably THE most important decision you will make when selling your house. A solid pricing strategy will sell your house quickly and for the most money possible.
added on 01.11.2016. 08:00 in Business and Finance

Choosing a Merchant Account : Choosing a Merchant Account By: Michael Zittel3 Points of Choosing A ProviderPoint 1:Do you need a merchant account? If you are a new business, with limited funds and you anticipate processing less than $1000 a month in credit card payments, we do not recommend a formal merchant account. The associated monthly minimums and bank statements of accepting credit cards may not be cost effective.
added on 28.11.2016. 11:00 in Business and Finance

Private Mortgage Insurance (PMI) : Private Mortgage Insurance (PMI) By: Martin LukacIf your down payment on a home is less than 20 percent of the appraised value or sale price, you must obtain private mortgage insurance, known as PMI, with your lender. This will enable you to obtain a mortgage with a lower down payment because your lender is now protected against any default on the loan.
added on 03.03.2016. 11:00 in Business and Finance

A Singles Game of Real Estate : A Singles Game of Real Estate By: Dan Auito This discussion leans toward answering questions asked most often by our youthful men and women in there early twenties. They often begin to ask themselves the question, "Should I consider buying a home, condo/town-home or some other type of real estate that I can call my own?" Due to the fact that housing has up to this point always been provided for or lived in on a rented basis we tend to find that our newest contributing members of society find themselves at a loss for the most beneficial and advantageous way to enter this next phase of self-sufficiency.
added on 29.03.2016. 13:00 in Business and Finance

To Outsource or Not to Outsource : To Outsource or Not to Outsource By: Valerie Swisher In these days of restricted head count and tight budgets, the question of whether to outsource or hire in-house staff is more critical than ever. The technical publications function, however vital, is undergoing more scrutiny and also facing greater challenges than ever before.
added on 01.07.2016. 11:00 in Business and Finance

Should You Invest In Savings Or Payoff Your Debts? : Should You Invest In Savings Or Payoff Your Debts? By: David Chew I have faced this financial question 8 years ago and recently I have friends asked me this same question. I think I should write it up so that it may help some of you that having the same situation.
added on 16.07.2016. 02:00 in Business and Finance

Home Based Business: Your Ultimate Tax Shelter : Home Based Business: Your Ultimate Tax Shelter By: J. Stephen Pope Starting and operating your own home based business is the ultimate tax shelter.
added on 23.07.2016. 09:00 in Business and Finance

Equipping Your Home Office - Part 1 : Equipping Your Home Office - Part 1 By: Vishal P. Rao Having an adequately equipped home office is essential to being productive.
added on 12.08.2016. 05:00 in Business and Finance

Create a Win Win for Small Your Small Business : Create a Win Win for Small Your Small Business By: Gary Goldsmith Discover How Specialized Cost Containment Creates A New Win-Win Position For Property Owner's And You Property Management: A simple strategy to increase client loyalty By Gary L. Goldsmith Property managers who pro-actively employ advanced techniques to help property owners and anchor tenants reduce operating costs, will most certainly be considered a more valuable business asset.
added on 23.01.2015. 22:00 in Business and Finance

Customer Service and Call Center Outsourcing, What's The Buzz? : Customer Service and Call Center Outsourcing, What's The Buzz? By: Erwin Steneker The buzz is all about customer service and call center outsourcing, also known as BPO (Business Process Outsourcing). According to Gartner, the outsourcing market in Europe has grown with over 6%, BPO with 10%.
added on 17.05.2015. 17:00 in Business and Finance

Getting Your Employees' Attention Back to Work : Getting Your Employees' Attention Back to Work By: Michael Christian It is 9:00 am on a Monday morning. Do you know where your employees' attention is? Is it on work? Picture this.
added on 07.06.2015. 14:00 in Business and Finance

How To Realistically Set Your Fees - Part 3 : How To Realistically Set Your Fees - Part 3 By: Sue and Chuck DeFiore Effect of Benefits We have previously examined realistic billable hours and the effect of business expenses on your hourly rate. Now we'll look at the effect of benefits.
added on 27.08.2015. 23:00 in Business and Finance

What's Your Style? A Guide to America's Most Common Home Styles : What's Your Style? A Guide to America's Most Common Home Styles By: W. Troy Swezey Styles of houses vary across the country.
added on 18.09.2015. 21:00 in Business and Finance

Adjustable Rate Mortgages Offer Alternatives For Home Buyers : Adjustable Rate Mortgages Offer Alternatives For Home Buyers By: W. Troy Swezey When looking for a mortgage to meet your needs, consider these key questions: Is your income expected to increase in the coming years? How long do you plan to live in your new home? And, which mortgage will provide the lowest interest rate? While 15 or 30 year fixed-rate mortgages are the most popular, and Adjustable Rate Mortgage (ARM) offers some interesting alternatives for home shoppers who plan to move again within four or five years.
added on 26.09.2015. 05:00 in Business and Finance

Maximize Cost Savings with Increased Efficiencies : mize Cost Savings with Increased Efficiencies By: Brian Vellmure "The first rule of any technology used in a business is that automation applied to an efficient operation will magnify the efficiency. The second is that automation applied to an inefficient operation will magnify the inefficiency.
added on 10.12.2015. 08:00 in Business and Finance

Is This A Good Time To Sell Your Body Shop Business? : his A Good Time To Sell Your Body Shop Business? By: Willard Michlin Have you ever asked yourself the question? "Is this a good time to sell my business?" That is a question every business owner asks himself, everytime he has a bad day. I once received e-mail from the editor of the Auto Body News, asking me that key question.
added on 20.01.2016. 01:00 in Business and Finance

Your Home - A Hidden Source Of Financing : Home - A Hidden Source Of Financing By: News Canada (NC)-Your home is more than just a place to hang your hat. In addition to being a source of pride and protection, it can be a valuable source of equity.
added on 18.02.2016. 06:00 in Business and Finance

Public Sector Economies in Transition : ic Sector Economies in Transition By: Sam Vaknin, Ph.D.
added on 20.03.2016. 12:00 in Business and Finance

The Revolt of the Poor: The Demise of Intellectual Property? : Revolt of the Poor: The Demise of Intellectual Property? By: Sam Vaknin, Ph.D.
added on 26.03.2016. 18:00 in Business and Finance

The Blessings of the Black Economy : Blessings of the Black Economy By: Sam Vaknin, Ph.D.
added on 28.03.2016. 20:00 in Business and Finance

The Value of Stocks of a Company : Value of Stocks of a Company By: Sam Vaknin, Ph.D.
added on 31.03.2016. 23:00 in Business and Finance

Making Your Workers Your Partners : ng Your Workers Your Partners By: Sam Vaknin, Ph.D.
added on 01.04.2016. 00:00 in Business and Finance

Competition Laws : etition Laws By: Sam Vaknin, Ph.D.
added on 03.04.2016. 02:00 in Business and Finance

History of Previous European Currency Unions : ory of Previous European Currency Unions By: Sam Vaknin, Ph.D.
added on 04.04.2016. 03:00 in Business and Finance