Wise Women Money Quiz : How Money-Wise Are You ?

Comments (20)


Wise Women Money Quiz: How Money-Wise Are You?
Awareness is the first step in gaining financial freedom.

Test Your Knowledge

Do you know where you stand in terms of Money Smarts?

The following questions are based on Oppenheimer Funds research. It only takes a minute to see how much you know about dealing with money.

1. Sixty-percent of all women end up managing their own finances at some point in their lives. T or F

2. Most women invest their portfolios in investments that are too conservative.
T or F

3. Most stock market investors get wiped out at least once in their lifetime. T or F

4. Two thousand dollars is the minimum amount needed to invest in a mutual fund.
T or F

5. You need about 75% of your pre-retirement income to live comfortable during retirement. T or F

6. If a 45-year old woman plans to retire at age 60, she can expect to live 21 years in retirement. T or F

7. Between stocks, bonds and CD's, over the last 30 years bonds have appreciated the most out of any investment overall. T or F

8. If a woman can afford to invest only $50 a month she shouldn't bother. T or F

9. A 65-year old woman with an annual income of $50,000 can expect to have 50% of her income be replaced by Social Security. T or F

10. A woman's intuitive ability to manage her emotions around money is one of the most important aspects of Creating Wealth over the long term. T or F

Answers:
1. FALSE- 90% of all women end up managing their own finances at some point because of increasing divorce rates, becoming a widow and because they live longer.
2. TRUE- Most women are too conservative in their investing.
3. FALSE- Historically not true. There are periods of decline but over the last 50 years, the market has shown overall long-term growth.
4. FALSE- You can open a Mutual Fund automatic account builder program for as little as $25 a month.
5. TRUE- According to studies by the WEFA Group you need 70-80% of your pre-retirement income when you retire. That means if you earn $45,000 when you retire, you will need between $31,500 and $36,000 per year during retirement.
6. TRUE- According to the National Center For Health Statistics, a woman that is 45 who plans to retire at 60 can plan on living 21 years, to the age of 81. Because women live so long, good retirement planning can make a very big difference in how comfortably you live throughout your later years.
7. FALSE. According to Ibbotson Associates, over the last 30 years stocks have been the top performing asset class.
8. FALSE- a monthly investment of $50 growing at 8% a year would be worth $9,147 in 10 years and $29,451 in 20 years.
9. False- She can expect Social Security to replace 30% of her pre-retirement income or $15,000 if she had been earning $50,000 a year.
10. TRUE- You go girl! You KNOW it's true!!

Information for this quiz was researched by Cynthia Fick, expert financial planner. Research findings come from the Oppenheimer Women and Investing Quiz, Ibbotson Associates, the National Center of Health Statistics and a WEFA Group Study.

Here are your results:

8-10 Correct

Great job! You are a Money-Smart Woman. You have a solid understanding of the issues that affect women's financial lives. Are you using those smarts to live the life of your dreams? Consider meeting with a Financial Coach to complete a Review of your goals and take a picture of where you are now financially. Come to www.coachingfromspirit.com/rd.cfm?id=54 o receive a free Sprecial Report, The Top Five Reasons Why Most Women Aren't Wealthy and How You Can Change That, from Cynthia Fick, expert financial planner. This report divulges the concrete steps to financial happiness. You can also register for a FREE 60-minute Teleclass entitled, " Wise Women Are Rich: Three Secrets to Creating Wealth. " Cynthia Fick and Founder of Coaching from Spirit, Sharon Wilson will teach you simple strategies to create more financial security and more prosperity. To register come to htp://www.coachingfromspirit.com/rd.cfm?id=24

6-7 Correct

Pretty Good! You are a Financially-Striving Woman. You've started to grasp how important it is for women to be in control of their finances. However, you may not be saving enough to meet your financial goals. Take this opportunity to make sure you are saving enough for retirement and your other financial needs for the future. Ask yourself, am I living the life of my dreams? If not, think about what's holding you back. Come to www.coachingfromspirit.com/rd.cfm?id=54 to receive a free Special Report, The Top Five Reasons Why Most Women Aren't Wealthy and How You Can Change That, from Cynthia Fick, expert financial planner, outlining tips to reach your short and long term goals. You can also register for a FREE 60-minute Teleclass entitled, " Wise Women Are Rich: Three Secrets to Creating Wealth. " Cynthia Fick and Founder of Coaching from Spirit, Sharon Wilson will teach you simple strategies to create more financial security and more prosperity. To register come to htp://www.coachingfromspirit.com/rd.cfm?id=24

0-5 Correct

You are a Financially-Naieve Woman. You have a bit to learn about your finances, but don't despair! Many women are in your situation. Just because you lack financial experience doesn't mean you lack an ability to create wealth. Look at your beliefs about money and the stories your family had about money when you were growing up to see if they empower you financially. You also may want to ask yourself if you are clear on what you want in your life financially. If you are not where you want to be financially, why not? Come to www.coachingfromspirit.com/rd.cfm?id=54 to receive a free Special Report, The Top Five Reasons Why Most Women Aren't Wealthy and How You Can Change That, from Cynthia Fick, expert financial planner. This free report lays out an easy to understand process to develop financial security and prosperity. You can also register for a FREE 60-minute Teleclass entitled, " Wise Women Are Rich: Three Secrets to Creating Wealth. " Cynthia Fick and Founder of Coaching from Spirit, Sharon Wilson will teach you simple strategies to create more financial security and more prosperity. To register come to htp://www.coachingfromspirit.com/rd.cfm?id=24

Remember: Financial security is different from financial happiness. Every woman can have both. Make an effort to learn more about financial planning and, with the help of a financial advisor or financial coach, go over your portfolio to ensure that you're investing to help meet your short- and long-term goals. If you are motivated to take control of your financial future, come to www.coachingfromspirit.com/rd.cfm?id=54 to receive a free Special Report, The Top Five Reasons Why Most Women Aren't Wealthy and How You Can Change That, from Cynthia Fick, expert financial planner. You can also register for a FREE 60-minute Teleclass entitled, " Wise Women Are Rich: Three Secrets to Creating Wealth. " Cynthia Fick and Founder of Coaching from Spirit, Sharon Wilson will teach you simple strategies to create more financial security and more prosperity. To register come to htp://www.coachingfromspirit.com/rd.cfm?id=24

About the Author

Cynthia Fick is the lead partner of Financial Life Planners, LLC. She is a Registered Investment Advisory and has extensive knowledge and training in a broad range of investments including stocks, bonds, stock options and mutual funds. She is an expert in Financial and Retirement Planning as well as Tax and Estate Planning.

Comments

Goldielox 06.07.2012. 06:36

What can I do to get a good outdoor tan? :)? I am naturally a lightskinned young lady, I would like to try to tan outdoors, is there anything at home I could use to speed up the process? I live in WA and tomorrow it will be 80 degrees. I was planning on starting tomorrow. I don't have money to spend right now so I was wondering what kind of home remedies there are to speed up tanning or help the tanning process? :)

Goldielox

Admin 06.07.2012. 06:36

Find a car that has a sun reflecting on YOU.

FYI: Tanning comes & go, unless you do them everyday 24/7 for the rest of your life. But in the end the only thing you'll benefit is either moles, freckles, skin tags or discolorations from sunscreens, lotions, etc. and the more you do, the more they get larger, darker & bumpier. My nephew had a membership in a tanning bed salon for a year. After it expired, he stopped, now he's as white as before he began.

Tanning, is a result for 'damaged skin' and no products can reverse you from skin cancer or damaged skin, may prevent you from pre-mature aging, but that's part of the billion dollar beauty industry.
A new study conducted by the Indiana University School of Medicine Department of Dermatology has found that tanning bed exposure can be dangerous when tanners self-diagnose skin problems and use the radiation to treat skin eruptions. The study specifically found that a tanning bed user that used the radiation to treat a mild skin rash caused by an ibuprofen allergy developed a much more severe reaction called toxic epidermal necrolysis (TEN). When left untreated, TEN can be fatal.
Melanoma is the leading cause of death from skin disease. An estimated 76,259 new cases of skin cancer will be reported particularly among women in their 20's & 30's, and that's 6,020 more than 2011, people died from the disease, according to the National Cancer Institute. Two million people are diagnosed with skin cancer in the US each year, according to the EPA's Sun-Wise Program. That's more than breast, colon, lung and prostate cancer cases combine!

Watch Mirror, Mirror when the evil queen played by Julia Roberts wanted to look as fair as the princess played by Lily Collins. I came from a vacay in Ireland, and many of the people there working in the profession (luxury hotels and banks, etc.) have beautiful white complexion!
This is what beautiful flawless skin looks like:
http://www.glamourmagazine.co.uk/dos-and-donts/hairstyle-pictures-today/2012/05/15/zooey-deschanel-side-swept-chocolate-curls
Google Liv Tyler. http://www.google.com/search?client=safari&rls=en&q=liv+tyler&ie=UTF-8&oe=UTF-8
Or Google Catherine Zeta Jones - she's 42 with beautiful skin.
Watch The Duchess - Keira Knightly has flawless complexion - a natural beauty.
Taylor Swift is another starlet with beautiful skin, in her 20's.

I've been protecting myself from the sun since age 9, but no matter, I got Discoid Lupus. Google that one. It was like someone punched my chin and it gave a purplish mark. It took 12 years for that to fade, so now I'm using a wide brim hat or umbrella for protection. Gene Simmons & Shannon both have been seen hold an umbrella during an event. They were invented before beauty products, for a reason. Google also Bullous Pemphegoid, photos, another skin disorder.

Take the Skin Picture Quiz - Identify These Common Skin Conditions on MedicineNet.

Admin

Twoflowers 11.10.2006. 21:32

What party? I took a quiz. It said I should be Libertarian, which is nice, but it also seems to be throwing away my vote as their candidates won't get elected. So if I want my vote to go toward a government that stays out of my business both money-wise and personal-wise, who should I go with as between the Republicans and the Democrats? And I'm not particualrly interested in the Foley scandal.

Twoflowers

Admin 11.10.2006. 21:32

Don't think in terms of a party. You need to look at individual candidates and find out where they stand on the issues. Vote the man or woman, not the party. For you, as an individual, to vote based on a party is sheer lazyness. Learn what your own candidates stand for in your jurisdiction and then vote for the person that you agree with. Your vote will then have meaning.

Admin

MissWorld 24.07.2010. 07:55

Self-Help books for teen girl/young adult? Not the cheesy/unrealistic situations. I'm looking through amazon, but I haven't found any books that meet my standards. Help?
My friend bought me three of the Chicken soup books in 5th grade. I have two teen ones and a kid one - they're pretty terrible. I mean, she loved them, but for me they were just too fake.

MissWorld

Admin 24.07.2010. 07:55

I like it when you say you don't like these Chicken soup books.

If you want to achieve something with your life, it's better to forget about your age and go for the real stuff. That's my view. Sooner or later, you're going to need them. Why not get a head start over your peers, if you mean business.

To become health, wealthy and wise, you need to take care of the four aspects of life: Health, Wealth, Relationships, and Contribution to society.

So, I'm going to forget your age and recommend a few appropriate books from my 2,000 personal library, and you take your pick from them, OK?

Reader's Digest, The Complete Manual of Fitness and Well-being, a lifetime guide to self-improvement. workouts for men and women, eating for health, self-scoring fitness quizzes, dealing with stress, looking your best, sexuality, feeling good, staying young, treatments and therapies.

Now, Discover Your Strengths, the revolutionary program that shows you how to develop your unique talents and strengths - and those of the people you manage, by Marcus Buckingham & Donald Clifton

The Magic of Dialogue, transforming conflict into cooperation, by Daniel Yankelovitch, based on the open minded attitude that everyone brings a piece of the solution to problems.

Rich Dad Poor Dad, what the rich teach their kids about money - that the poor and middle class do not, by Robert Kiyosaki, choosing idea-intensive and capital intensive activities over labor-intensive activities.

Make Real Money On The Internet, by Stephen Pierce

Dream Crafting, the art of dreaming big, the science of making it happen, by Paul Levesque and Art McNeil, five skills for achieving any goal

The Power of Full Engagement, managing Energy, not time, is the key to high performance and personal renewal, by Jim Loehr & Tony Schwartz, achieving corporate success.

The Road Less Traveled, a new psychology of love, traditional values and spiritual growth, by Scott Peck, how to build up character and courage through facing our emotional problems squarely

The 7 habits of Highly Effective People, bringing back character ethics, by Stephen Covey, be proactive, begin with the end in mind, put first things first, think win/win, seek first to understand...then to be understood, synergize, sharpen the saw.

People Skills, how to assert yourself, listen to others, and resolve conflicts, by Robert Bolton,

Make The Right Decision Every Time, how to make the right business and personal decisions confidently, by Roger Dawson

Admin

Kate 21.12.2012. 01:30

Hollywood Tans question? I already have a base tan, I just want to switch salons and I'm thinking hollywood tans. Their cheapest bed is the 42 bed it's only $40 a month. I looked it up online and alot of people say it makes you red..? Does anyone have experience with their beds? If I'm already tan, will it still give a red effect? Also, does it get you dark or should I spend the extra money on a higher bed?

Kate

Admin 21.12.2012. 01:30

Tanning comes & go, unless you do them everyday 24/7 for the rest of your life. But in the end the only thing you'll benefit is either moles, freckles, skin tags or discolorations from sunscreens, lotions, etc. and the more you do, the more they get larger, darker & bumpier. My nephew had a membership in a tanning bed salon for a year. After it expired, he stopped, now he's as white as before he began.

I'll let Lisa & Glenna tell you about tanning beds.
Google Lisa and see what she looks like 2010.
"Plastic Week: Lisa Gastineau On The Dangers Of Tanning Beds"

She had 2-3 melanoma moles removed, one by her nose. She had nose surgery just to get her nose straighter, so she can breath again. She got those moles from a tanning bed.
Google: Warning in Tanning beds: About 13,200,000 results (0.25 seconds) 

Tanning beds aged you by 10-15 years!
Google A Death by Suntan by age 26, Yahoo Shine 3-23-10. In April 2005, while working out at her college gym in Rhode Island, 22-year-old Glenna Kohl detected a hard, golf ball-size lump near her groin. . . . .In high school, Glenna did have an irregular mole removed from her leg. A pathology report identified it as benign, but the surgeon tested it again. The lab had made an error: The mole was an early stage melanoma.
Google: A New Jersey woman was arrested after police said she brought her 5-year-old daughter into a tanning booth, causing the girl to suffer burns. She is only 44 and looks like she is at least 90+ and now taking her 5 year old daughter to the tanning booth.

A new study conducted by the Indiana University School of Medicine Department of Dermatology has found that tanning bed exposure can be dangerous when tanners self-diagnose skin problems and use the radiation to treat skin eruptions. The study specifically found that a tanning bed user that used the radiation to treat a mild skin rash caused by an ibuprofen allergy developed a much more severe reaction called toxic epidermal necrolysis (TEN). When left untreated, TEN can be fatal.
Melanoma is the leading cause of death from skin disease. An estimated 76,259 new cases of skin cancer will be reported particularly among women in their 20's & 30's, and that's 6,020 more than 2011, people died from the disease, according to the National Cancer Institute. Two million people are diagnosed with skin cancer in the US each year, according to the EPA's Sun-Wise Program. That's more than breast, colon, lung and prostate cancer cases combine! Now however, a recently published study suggests that those people with ginger hair and fair complexions face a much higher risk of developing dead skin cancer even if they are completely protected. Nov 2nd, 2012.


I've been protecting myself from the sun since age 9, but no matter, I got Discoid Lupus. Google that one. It was like someone punched my chin and it gave a purplish mark. It took 12 years for that to fade, so now I'm using a wide brim hat or umbrella for protection. Gene Simmons & Shannon both have been seen hold an umbrella during an event. They were invented before beauty products, for a reason. Google also Bullous Pemphegoid, photos, another skin disorder.

Take the Skin Picture Quiz - Identify These Common Skin Conditions on MedicineNet.

Admin

Aaron 03.10.2009. 10:13

Wy oh why oh why...........? I have just been away on holiday/vacation for a couple of weeks to sunnier climes. One day, after travelling on the celestial charabanc of life in a complete but semi-permanent state of ecstacy on a beech - drunk basically - I began questioning life, the universe and everything. I came up with the following questions, some are my own but some came from others. Please help.

Why does a gynaecologist leave the room when the woman gets undressed?

If a person owns a piece of land do they own it all the way down to the core of the earth?

Why can?t women put on mascara with their mouth closed?

Is it possible to brush your teeth without wiggling your ass?

If quizzes are quizzical, what are tests?

Did you ever notice that when you blow in a dog?s face, he gets mad at you but when you take him on a car ride, he sticks his head out of the window?!

Why does mineral water that ?has trickled through mountains for centuries? have a ?use by? date?

Why is it called Alcoholics Anonymous when the first thing you do is stand up and say, ?My name is Bob, and I am an alcoholic??

Why are they called stairs inside but steps outside?

Why is there a light in the fridge and not in the freezer?

Why do toasters always have a setting that burns the toast to a
horrible crisp no one would eat?

Is French kissing in France just called kissing?

Who was the first person to look at a cow and say, ?I think I?ll squeeze these dangly things here and drink whatever comes out??

Why do people point to their wrist when asking for the time,
but don?t point to their crotch when they askwhere the bathroom is?

What do you call male ballerinas?

Why is a person that handles your money called a ?Broker??

If corn oil is made from corn, and vegetable oil is made from
vegetables, then what is baby oil made from?

Why is it that when someone tells you that there are over a billion stars in the universe, you believe them, but if they tell you there is wet paint somewhere, you have to touch it to make sure?

Do illiterate people get the full effect of Alphabet Soup?

Aaron

Admin 03.10.2009. 10:13

English Language

Let's face it -- English is a crazy language.

There are neither egg in an eggplant nor ham in a hamburger; neither apple nor pine in a pineapple.

English muffins weren't invented in England or French fries in France. Sweetmeats are candies while sweetbreads, which aren't sweet, are meat.

We take English for granted. But if we explore its paradoxes, we find that quicksand can work slowly, boxing rings are square and a guinea pig is neither from Guinea nor is it a pig.

And why is it that writers write but fingers don't fing, grocers don't groce and hammers don't ham? If the plural of tooth is teeth, why isn't the plural of booth beeth? One goose, 2 geese. So one moose, 2 meese? One index, 2 indices?

Doesn't it seem crazy that you can make amends but not one amend that you comb through annals of history but not a single annal? If you have a bunch of odds and ends and get rid of all but one of them, what do you call it?

If teachers taught, why didn't preacher praught? If a vegetarian eats vegetables, what does a humanitarian eat?

Sometimes I think all the English speakers should be committed to an asylum for the verbally insane. In what language do people recite at a play and play at a recital? Ship by truck and send cargo by ship? Have noses that run and feet that smell? Park on driveways and drive on parkways?

How can a slim chance and a fat chance be the same, while a wise man and wise guy are opposites? How can overlook and oversee be opposites, while quite a lot and quite a few are alike? How can the weather be hot as hell one day and cold as hell another.

Have you noticed that we talk about certain things only when they are absent?

Have you ever seen a horseful carriage or a strapful gown? Met a sung hero or experienced requited love?

Have you ever run into someone who was combobulated, gruntled, ruly or peccable? And where are all those people who are spring chickens or who actually WOULD hurt a fly?

You have to marvel at the unique lunacy of a language in which your house can burn up as it burns down, in which you fill in a form by filling it out and in which an alarm clock goes off by going on.

People, not computers invented English, and it reflects the creativity of the human race (which, of course, isn't a race at all). That is why, when the stars are out, they are visible, but when the lights are out, they are invisible.

And why, when I wind up my watch, I start it, but when I wind up this essay, I end it.

Why is it when we are ill, we are referred to as being 'poorly', but when we are well again, we're never referred to as 'richly'? Or if an airplane has a near miss, surely that would mean it was hit?

And finally - If in England they speak 'English', why don't they call it 'American' in America, or 'Australian' in Australia?

Admin

hollrock 02.12.2009. 02:35

Teachers: Specifics on how I become one & what to consider? I'm wondering if there is a site that is the be-all-end-all for teachers-to-be. I am Day 3 into my interest in being a teacher, so I'm brand new and have a lot of questions and considerations. I have a B.A. and B.F.A. in art and am interested in becoming an art teacher. The sorts of things i'm looking for in a site are:

All the essential requirements to work in any or MOST states.
Statistics on what states are more supportive/popular for teachers as well as which ones NEED teachers.
Ditto for art teachers (considering the art programs are constantly struggling to stay alive in public schools.)
Maybe even a quiz/test to understand if I have the personality to be a teacher.

My sister received her degree in teaching and in her first year of teaching ended up quitting with only 2 months left because of the emotional, mental and physical stress she was under. [She was threatened and 'robbed', not to mention she gave up the only money she had one month to buy the students paper and pens... which they ended up never bringing back to class.] She cried nearly every day at times so I understand first year teachers get the worst of the worst in school placement. Because of this, i do have natural reservations regarding my pursuit.

Also, i'm only a 5 ft petite woman so i do have a slight concern in being respected by the students. Is this silly?

Any help would be appreciated! Thanks so much

hollrock

Admin 02.12.2009. 02:35

I am so glad you are considering being a teacher! I think you are off to a great start :-) Asking questions is always very wise.

In answer to your questions:
1. About the requirements for states I have given a website. (it has a 1 next to it) As far as I know, you will have to take the Praxis test - at least the first one. Some states require all 3 before you can be certified. Some states share licenses (like Arkansas and Tennessee). It will require some research on your part, which I know is a daunting task.
2. As far as which states are most supportive, you can find lists of the states with the best education overall, which is supplied. Every state needs teachers. How badly every state needs art teachers is something you are going to have to do some research on after you figure out where you might want to go. Start with a list of possible locations you would prefer - or you could have everything up for grabs! That works, too.
3. I am no aware of any test that tells you whether or not you are teacher material. That, honestly, is entirely up to you. I would not rely on a generated test for your final decision. But I found a very helpful website that goes over the essentials of teaching.

I will tell you that, depending on where you go, you the teacher will shell out more money that you might realize in aiding your students because the school either simply can't or won't supply those needs for them like they should. Yes, teaching can be stressful. No, not everyone is cut out for the job. And no, first year teachers are not always placed in the worst of the worst. But it's a good indication of whether or not you might be cut out for the job. That is in no way meaning to be disrespectful to your sister and those many others who's hearts were set on teaching but simply could not follow through for one reason or another. You should have concerns regarding the education field. It is like any other profession - not everyone is cut out for it. If it doesn't work out, it doesn't work out and there's nothing you can really do to change that (unless your classroom management is the pits or you have an administration who doesn't stand behind you. Those things happen and only one you can really change). Regarding your height - it should not matter. True, some students see shorter teachers as less intimidating and as pushovers, but all in all, it is how you present yourself. You can be 5 ft but take command of a classroom and your students see you as 5'8" or whatever height you think they respect more. I'm not much taller than that and have no problems keeping control of a classroom. Students learn quickly who they can push around and who they can't. They will try (oh, they will try SO hard!) but you can be resilient. I promise :-) Your concern is not silly. Many teachers have questions like this - but truthfully it has nothing to do with how tall you are. It's how big you make yourself seem, if that makes any sense at all.

I hope this helps! Again, I applaud you for thinking about becoming a teacher. It truly is the noblest profession one can find and its rewards outweigh the negatives. I wouldn't trade this for the world. Good luck!

Admin

Celtics Stick It 28.12.2008. 21:26

Whats are these lyrics saying in this gza song? An analysis would be cool. thanks!? ? The Basic Instructions Before Leaving Earth [x3]

[Chorus: x2]

Life is a test many quest the universe
And through my research, I felt the joy and the hurt
The first shall be last and the last shall be first
The basic instructions before leaving earth

[Verse One:]

Knowledge this wisdom, this goes back when I was twelve
I loved doing right but I was trapped in hell
Had mad ideas, sad eyes and tears
Years of fears, but yo my foes couldn't bear
I searched for the truth since my youth
And went to church since birth, but it wasn't worth the loot
that I was paying, plus the praying
I didn't like staying cuz of busy-bodies and dizzy hotties
That the preacher had souped up with lies
Had me cooped up lookin at loot, butt, and thighs
Durin the service, he swallowed up the poor
And after they heard this, they wallowed on the floor
But I ignored, and explored my history that was untold
And watched mysteries unfold
And dropped a jewel like Solomon, but never followed men
cause if you do your brain is more hollow than
Space oblivia, or the abyss
With no trace of trivia, left with the hiss
Does it pay to be deaf, dumb and blind?
From a slave we was kept from the mind
And from the caves he crept from behind
And what he gave, was the sect of the swine
When the bible, it condemned the pig
I don't mean to pull your hems or flip your wigs
But we used to wear a turban, but now we're in the urban
No more wearing beanies and dress like a genie
No hocus pocus cause I focus on the facts
And put it on the tracks and brought it through the wax
I speak on Jacob, it might take up some time
And too much knowledge, it might break up the ryhme
I did it anyway just to wake up the mind
of those who kiss stones or prays on the carpet
Those who sit home, or sell books by the market
Need to chill and get their mind revived
For years religion did nothing but divide
The basic instructions before leaving earth

[Chorus]

[Verse Two:]

I strolled through the books of Job to unfold
And open bibles, instead of hoping on revivals
Calling on His name and screaming hallelujah
when he hardly knew ya, that's how the devil's fooled ya
See look into my eyes brethren, that's the lies of a Reverend
Why should you die to go to heaven?
The Earth is already in space, the bible I embrace
A difficult task I had to take
I studied till my eyes was swollen, and only arose when
I found out that we were the chosen
I deal with the truth, and build with the youth
And teach my son as he kneels on the stoop
Son, life is a pool of sin, corrupted wth foolish men
and women with wicked minds, who build picket signs
to legalize abortion, the evil eye distortion
I quiz Son with my wisdom
Before I converted, I was perverted, and knowledge was asserted
The study of wisdom, I perferred it
The understanding, it gave me mental freedom
I even learnt Caucasians were really the Tribe of Edam
The white image, of Christ, is really Cesare Borgia
and uhh, the second son of Pope Alexander
The Sixth of Rome, and once the picture was shown
That's how the devils tricked my dome
I prophesized to save a man, but no one gave a damn
for my nation - the seed of Abraham
Blessed with the tongue of Hebrew
Now we're strung on needles, and some are plungin evils
So study and be wise in these days of darkness
Peace to my nephew Marcus

The basic instructions before leaving earth

Celtics Stick It

Admin 28.12.2008. 21:26

actually im pretty sure its not GZA, its a killah priest.
its about religion and him growing up with it and learning from.

some lines pertain to certain aspects of the bible/church while others i would presume do as well, however, im not very familair with religion

Durin the service, he swallowed up the poor - maybe coming from urban enviorment and forced to donate what little money you may have
"And from the caves he crept from behind" - maybe about moses
"I did it anyway just to wake up the mind
of those who kiss stones or prays on the carpet" - in islam i believe you pray to the east with a carpet and rocks on the corners, i couldnt be wrong
"For years religion did nothing but divide" - crusades? ww2? india/pakistan? pretty much any conflict
"And open bibles, instead of hoping on revivals
Calling on His name and screaming hallelujah
when he hardly knew ya, that's how the devil's fooled ya" - study the bible dont have it preached to you if dont bother to learn.
"I found out that we were the chosen" i think jews are gods chosen people
"The white image, of Christ, is really Cesare Borgia
and uhh, the second son of Pope Alexander" romans changed the color of jesus' to appeal to europeans.. blonde/blue eyes arent very common in the middle east, espeically 2000 years ago


i hope no one gets offended if misquoted or interpreted anything, im not a religious scholar and know very little about them, feel free to correct my mistakes. again im sorry if something is wrong but i picked the lines that i can apply to what i know

Admin

leVel8 12.09.2008. 15:43

Which is your favorite rap song references or alludes to a verse from the Bible? Mine is Theives in The Night from Black Star,

"Gimme The fortune keep the fame said my man louis,
I agree know what he mean because we live the truest lie,
asked him why we follow the law of the bluest eye,
he looked at me thought about it was like im clueless, why?
the question was rhetorical the answer was horrible,
our morals are outta place and got our lifes full of sorrow
and so tomorrow coming later thatn usual waitin on someone to pitty us
why we find beauty in the hideous,
THEY SAY MONEY'S THE ROOT OF ALL EVIL but i cant tell
youknowwhatimean, pesos, francs, yens, cowrie shells, dollar bills,
or is it the mindstate that's ill
creatin crime rates to fill the new prisons they build
over money and religion ther's more blood that spills
the wounds of slaves in cotton fields 'ill never heal whats the deal
a lot of cats who buy records is straight broke
but my language universal they be recitn my quotes..."
Talib Kweli 1998
I like "Why is That" too, i think imma hear it right now.
in case you're wondering the bible verse that talib refers to is 1 Timothy 6:10

leVel8

Admin 12.09.2008. 15:43

GZA - B.I.B.L.E. from liquid swords

Second Verse

I strolled through the books of Job to unfold
And open bibles, instead of hoping on revivals
Calling on His name and screaming hallelujah
when he hardly knew ya, that's how the devil's fooled ya
See look into my eyes brethren, that's the lies of a Reverend
Why should you die to go to heaven?
The Earth is already in space, the bible I embrace
A difficult task I had to take
I studied till my eyes was swollen, and only arose when
I found out that we were the chosen
I deal with the truth, and build with the youth
And teach my son as he kneels on the stoop
Son, life is a pool of sin, corrupted wth foolish men
and women with wicked minds, who build picket signs
to legalize abortion, the evil eye distortion
I quiz Son with my wisdom
Before I converted, I was perverted, and knowledge was asserted
The study of wisdom, I perferred it
The understanding, it gave me mental freedom
I even learnt Caucasians were really the Tribe of Edam
The white image, of Christ, is really Cesare Borgia
and uhh, the second son of Pope Alexander
The Sixth of Rome, and once the picture was shown
That's how the devils tricked my dome
I prophesized to save a man, but no one gave a damn
for my nation - the seed of Abraham
Blessed with the tongue of Hebrew
Now we're strung on needles, and some are plungin evils
So study and be wise in these days of darkness
Peace to my nephew Marcus

Admin

TryMe1st_98 21.06.2006. 19:49

Funny questions: Give me your best one (Examples)? If you take an Oriental person and spin him around
several times, does he become disoriented?

If people from Poland are called Poles, why
aren't people from Holland called Holes?

If love is blind, why is lingerie so popular?

When cheese gets its picture taken, what does it say?

Do Lipton Tea employees take coffee breaks?


Ever wonder what the speed of lightning would
be if it didn't zigzag?


Do people who spend $2.00 apiece on those little
bottles of Evian water know that spelling it backwards
is Naive?

If 4 out of 5 people SUFFER from diarrhea...Does
that mean the fifth one enjoys i

TryMe1st_98

Admin 21.06.2006. 19:49

If you expect the unexpected, doesn't that make the unexpected the expected?

What cruel person decided to put an "s" in lisp?!

If you try to fail and succeed in doing that, what have you done?

If Barbie is so popular, why do they buy her friends?

Can you put a homeless person under house arrest?

If I tell you the truth, which is that I'm lying, will you believe me?

What's the experation date on sour cream?

Whatever happened to Preparations A through G?

Did you know an anagram for "mother in law" is "woman hitler"?

Why do we say something is out of whack? What is a whack?

If a pig loses its voice, is it disgruntled?

Why is the man who invests all your money called a broker?

Why do croutons come in airtight packages? It's just stale bread.

Why is a person who plays the piano called a pianist, but a person who drives a race car not called a racist?

Why are a wise man and a wise guy opposites?

Why do overlook and oversee mean opposite things?

If horrific is akin to horrible, why isn't terrific akin to terrible?

Why isn't 11 pronounced onety one?

Do Roman paramedics refer to IV's as "4's"?

Why is it that if someone tells you that there are 1 billion stars in the universe you will believe them, but if they tell you a wall has wet paint you will have to touch it to be sure?

Why are there locks on the door of stores that are open 24/7 365 days a year?

Why are there braille dots on a drive-through ATM keypad?

Why does a ship carry cargo, and a car carry shipments?

Why do doctors call what they do practice? Shouldn't they be good at it by now?

Why does cleave mean both to adhere and separate?

If you got in a cab and the driver drove backwards would he end up owing you money?

Why do we buy hot dogs in packages of ten and buns in packages of eight?

When someone says "You know what they say..." Who are they?

If you throw a cat out your car window does it become kitty litter?

Sean Fitzpatrick, but does Patrick fit Sean?

streetsign: "To the Braille Institute". Who's it for?

If corn oil comes from corn and olive oil comes from olives, where the heck does baby oil come from?

Why do we call it a hamburger when it is made from beef?

Why do people in Alaska buy white cars?

Do illiterate people get the full effect of alphabet soup?

If you choke a Smurf, what color does it turn?

If you're in France and you order toast, do you get toast or French toast?

Why are there interstate highways in Hawaii?

Why is the alphabet in that order? Is it because of that song?

If the #2 pencil is the most popular, why is it still #2?

Is there another word for synonym?

If a cow laughs, does milk come out it's nose?

If nothing sticks to teflon, then how do they make it stick to the pan?

If a turtle loses its shell is it naked or homeless?

Why don't psychics predict the winning lottery numbers and retire?

If you hate all prejudice people, are you a hypoocrite?

Why do they call them apartments, when they're all together?

Why is the word for "a fear of long words" so long? (Hippopotomonstrosesquippedaliophobia)

Where does your lap go when you stand up?

If instant oatmeal is instant, then why does it take 1 to 2 minutes to cook in the microwave?

You can be overwhelmed and underwhelmed, but why can't you be simply whelmed?

Why do they use artificial lemon juice in bottled lemon juice and use real lemon juice in dish soap?

Why don't they make the entire airplane out of the same material that the indestructible black box is made of?

If vegetarians eat vegetables, what do humanitarians eat?

If a cannibal ate a clown, would it taste funny?

Why are boxing rings square?

If quizzes are quizzical then what are tests?

Shouldn't the opposite of shut up be shut down?

Why do you always find things in the last place you looked?

Which came first, the chicken or the egg?

If I dreamed of being chased by a giant squirrel would that make me a nut?

Why do people order a super-sized Big Mac? meal with a Diet Coke?

Why do people have worthless junk in the garage and leave their expensive car in the driveway?

Why do they sterilize the needles for lethal injections?

When it rains, why don't sheep shrink?

Why isn't phonetic spelled the way it sounds?

Why is abbreviation such a long word?

Why do they call it a building? It looks like they are finished Why isn't it a built?

If pro is the opposite of con, is progress the opposite of congress?

Did you ever wonder why kamikaze pilots wore helmets?

Do cemetery workers prefer the graveyard shift?

Can I yell "movie" in a crowded firehouse?

Can you be a closet claustrophobic?

How do a fool and his money get together in the first place?

How do you know when its time to tune your bagpipes?

How is it that a building burns up as it burns down?

If the pen is mightier than the sword, and a picture is worth a thousand words, how dangerous is a fax?

What was the best thing before sliced bread?

Why do banks charge you a "insufficient funds" fee on money they already know you don't have?

What happens if you get scared half to death twice?

If one synchronized swimmer drowns, do the rest have to drown too?

In a country of free speech, why are there phone bills?

How come there aren't B batteries?

How do "Do not walk on the grass" signs get there?

Before they invented drawing boards, what did they go back to?

How is it possible to have a civil war?

If all the world is a stage, where is the audience sitting?

If I melt dry ice, can I take a bath without getting wet?

If crime doesn't pay does that mean that my job is a crime?

How can there be self-help "groups"?

How do they get the deer to cross at that yellow road sign?

How do you throw away a garbage can?

How does a thermos know if the drink should be hot or cold?

How does the guy who drives the snowplow get to work in the mornings?

If a word in the dictionary were misspelled, how would we know?

Why do tourists go to the tops of tall buildings and then put money into telescopes so they can see things on the ground close-up?

Why is it that night falls but day breaks?

Why is it that you must wait until night to call it a day?

How do you remove a club soda stain?

What if the Hokey Pokey IS what its all about?

When your pet bird sees you reading the newspaper, does he wonder why you're just sitting there, staring at carpeting?

What happened to the first 6 "ups"?

How do blind people know when they are done wiping their behinds?

If practice makes perfect, and no one is perfect, why bother practice?

If hunting season means you can kill animals, and fishing season means you can catch fish, what is the tourist season?

Why do people sing "Take me out to the ball game" when they are already there?

How do hearing aid companies expect potential customers to hear their commercials?

When a fly lands on the ceiling, does it do a half roll or a half loop?

Why is there neither pine nor apple in pineapple?

Why does the arcade game "Donkey Kong" have a monkey? Why isn't it called Monkey Kong?

Why do lumberjacks cut trees down and then chop them up?

What's the deal with Grapenuts? They're neither grape nor nuts.

How do people get discombobulated? Have you ever seen someone who was combobulated?

If a rabbit's foot was actually lucky, wouldn't it still be attached to the rabbit's leg?

Why does Goofy talk and wear clothes while Pluto barks naked?

If you wanted to mummify a fly, would you use dental floss?

If the husband dies, the wife is called a widow, if a child's parents die, it is called an orphan. Why isn't there a word for a parent that loses a child?

Why do they call it baby-sitting when all you do is run after them?

Why is it called American football when they rarely use their feet to play?

Why do you put suits in a garment bag and garments in a suitcase?

What if there were no hypothetical situations?

Why does an alarm clock said to go "off" when it actually turns on?

Why are they stairs inside but steps outside?

Why does pizza come in a square box?

How does a fish sleep?

Why are feet smelly and noses runny?

Why does Mickey Mouse wear pants and no shirt while Donald Duck wears a shirt and no pants?

If you sued a parsley farmer could you garnish his wages?

Admin

omnomnom 02.05.2012. 03:45

What should I do about my unbelievably white skin? I am half-Greek. I have very dark features, for example, my hair and my eyes are both very dark. However, on my dad's side I am white, and I have inherited his very, very white skin color. You can imagine the stark contrast between my dark features and white skin. In California, where I live, I stand out, which is something I do not want. Where I live, everyone is tan and wears shorts. People go swimming almost everyday except when it rains. I wish I could wear shorts but my legs are so white it looks silly and people often tease me, so I always wear long pants, and sweaters too to cover my arms. I wish I could be tan, but I turn red in the sun. My mom won't let me get a spray tan, and besides I don't have money for that. What can I do?

omnomnom

Admin 02.05.2012. 03:45

You need to watch: Mirror, Mirror, with Julia Roberts and Lily Collins as Snow White.

Many people envy complexion such as yours. If you go to Asia, India, Africa, where dark skin is the majority, people would treat you like a Goddess.

Tanning, is a result for 'damaged skin' and no products can reverse you from skin cancer or damaged skin, may prevent you from pre-mature aging, but that's part of the billion dollar beauty industry.
A new study conducted by the Indiana University School of Medicine Department of Dermatology has found that tanning bed exposure can be dangerous when tanners self-diagnose skin problems and use the radiation to treat skin eruptions. The study specifically found that a tanning bed user that used the radiation to treat a mild skin rash caused by an ibuprofen allergy developed a much more severe reaction called toxic epidermal necrolysis (TEN). When left untreated, TEN can be fatal.
Melanoma is the leading cause of death from skin disease. An estimated 76,259 new cases of skin cancer will be reported particularly among women in their 20's & 30's, and that's 6,020 more than 2011, people died from the disease, according to the National Cancer Institute. Two million people are diagnosed with skin cancer in the US each year, according to the EPA's Sun-Wise Program. That's more than breast, colon, lung and prostate cancer cases combine!
Mom died of Paget Cancer and has bullous pemphegoid, skin disorder, and I'm a cancer awareness advocate.
Lotions does not protect you from nasty, painful burns. Lotions does not protect you from skin cancer. Lotions does not protect you from skin diseases. Lotions does not protect you from discolorations - permanently. And lotions does not protect you from skin tags, freckles, moles, they will only get larger, darker, and bumpier as they are exposed from UV.

To get the level of SPF you see on the label, you have to spread the lotion on like a layer of vanilla frosting; that's the thickness used in Food & Drug Administration tests. "So your SPF 30 is really a 10." says Steven Q Wang, M.D. director of dermatologic surgery and dermatology @ Memorial Sloan-Ketterng Cancer Center in Basking Ridge, NJ and author of Beating Melanoma. So don't skim: Frost that cupcake!"
~ Vogue May or June 2011. Glamour May 2012.

I came from a vacay in Ireland, and many of the people there working in the profession (luxury hotels and banks, etc.) have beautiful white complexion!

I've been protecting myself from the sun since age 9, but no matter, I got Discoid Lupus. Google that one. It was like someone punched my chin and it gave a purplish mark. It took 12 years for that to fade, so now I'm using a wide brim hat or umbrella for protection. Gene Simmons & Shannon both have been seen hold an umbrella during an event. They were invented before beauty products, for a reason. Google also Bullous Pemphegoid, photos, another skin disorder. If I were you, I'd continue protecting myself from the sun. You're mom is a smart woman!

Take the Skin Picture Quiz - Identify These Common Skin Conditions on MedicineNet.

SELF-TANNERS: "I've had many patients who think these products somehow offer UV protection or that they give them a 'base tan' so they won't burn," says Dr. Hale, a NYC M.D., dermatologist and vice chair of the Skin Cancer Foundation. "'If I have skin cancer, you'll just remove it, and I'll be OK'. But the color that self-tanners create on your skin is completely artificial. But a lot of young women use these products so they don't look pale when they go to the beach to tan." 86% of women surveyed who use self-tanners reported they'd also baked in the sun, and 36% admitted they'd also used tanning beds (a leading cause of melanoma!) at least once in the past year. Australian study confirms that sunless tanning likely did not reduce the amount of UV exposure women get.

~ Glamour May 2012

TAN OBSESSION: "When I see a woman with bronzed skin, I look at it the way you might picture the inside of a smoker's lungs," says Dr. Ellen Marmur, MD., associate professor of dermatology @ the Mt. Sinai Medical Center in NYC.

~ Glamour May 2012

Admin

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