77,154 Articles

Christmas Strategies Gifting without Charging

Before we know it, the shopping season will be upon us. And, just like Santa's little elves will be working feverishly, we've got to get busy saving up our cash for Christmas. The alternative could be to watch helplessly as our credit card ...

Family  family gifts credit christmas youaposll much
The Debt Free Lifestyle

Many people have been taught that you cannot get ahead without debt. We are also inundated with advertising telling us we can have anything we want. All we need to do is put it on our credit card.We have become an impatient society, we want it right ...

Business And Finance  business finance debt loan equity good
Know Your Credit Card Rights

When you apply for a credit card, the application that you sign is also a legally binding contract laying out all the terms between you and the bank, such as the interest rate and how its calculated, the grace period, whether there’s an annual fee,...

Business And Finance  business finance credit card terms lender bank
Currency trading, how BIG is this thing

How BIG is it? The GOLDEN question...A few things I forgot to mention in the previous post, my apologies.As mentioned previously Forex is where traders buy and sell currencies (of all nationalities) with the hope of a profitable outcome, when the mar...

Business And Finance  business finance market trading daily getting forex most
Homeownership Is Still Possible With A Flawed Credit History

Besides lack of a down payment, bad credit is one of the biggest obstacles to homeownership. However, just because you have blemishes on your credit doesn't mean that it has to be a dream deferred. It just means that you need to go into the home...

Business And Finance  business finance credit loan history interest
Debt Relief Using Your Current Income

Debt is a hard thing to live with, but we all have it and deal with it everyday. Sometimes it is manageable, sometimes you feel like you can barely keep your head above water and unfortunately many times you feel like you are drowning in it!Is there ...

Business And Finance  business finance debt total balance monthly payoff
Trading Baskets Part I

Q. What is a basket?A basket is a group of up to 50 stocks that you can trade, manage and track as one entity.In another article, I wrote about a rather conservative method of being in the stock market. See: "A Triple Dipper: How to Make 3 Profits on...

Business And Finance  business finance stocks basket trading stock
It's elementary My Dear Watson

Does it feel like you have to be Sherlock Holmes to solve the mystery behind balancing your personal budget? Are you living a mysterious thriller where your realization of "financial independence and security" is a vicious repeating cycle of debt? Do...

Business And Finance  business finance debt monthly budget
Say No To Foreclosure

Homeowners now have the power to withstand the threat of losing their homes from foreclosure. According to 20/20 foreclosures are at a 30 year high across the nation. The reason is that homeowners don’t know what their options are. Too many homeown...

Business And Finance  business finance homeowners foreclosure homeowner help
Portrait of a Barista

The barista is the Italian word for the skilled person who prepares coffee (ultimately espresso) in a coffee house.What would you want your barista to be like?This is not a trick question. The more I think of it, the more I believe it, that the world...

Food And Drink  food drink barista coffee tamping