Truck Insurance To Keep Independent Drivers Covered
Independent owner/operators are very important part of the commercial truck industry. If you are one of the hundreds of thousands of people working as independent driver, you understand the great freedom of this life.
It is important that you realize what you are exchanging for that freedom. Large motor carriers have the money to provide insurance coverage for their various drivers, trucks, trailers, and cargo.
Some of this coverage can be extended to you if you work for them as an independent, but not always all of it.
Primary Liability
This coverage is legally required for all commercial truck drivers and is often provided to independent owner/operators by motor carriers while on dispatch. These policies cover damage and medical costs to other drivers involved in accidents with truck drivers. Damage to the truck is not covered without additional insurance.
Bobtail Insurance
Bobtail insurance is a type of commercial truck insurance that keeps you insured when you are not under the umbrella of a trucking company