The recent downturn in the global economy has pushed many people to the edge of financial crisis more than ever before. There isn't a person on the planet who has not suffered at the hands of this recession. We have all heard of the large and small businesses that have been affected but it has also hit home in our local communities where budgets have been cut and programs lost. With all of this, many families have suffered the fallout.
No matter what the scale, we have become accustom to debt and lost the ability to see clearly the consequences of unwise financial decisions and a heavy debt. It