When you are bringing a new life into the world, one of the first things you might consider is how you will be able to cope financially - in which case, you could come to the conclusion that saving sooner rather than later will stand you in good stead.
Of course, this is a sensible attitude, and being prudent with your financial decisions while there is one less mouth to feed could mean there is more money available later when you need it most. Clothing, toys, medical bills and endless other extras can have a serious impact on your cashflow - particularly if the amount you are earning has been reduced due to maternity or paternity leave.
However, you may be wondering about the best savings rates available to equip you and your family for the future, but this is entirely dependent on how you see the coming months and years unfolding. For young couples planning a life together, a fixed rate ISA might be the better choice. If you are looking to have a baby in a couple of years' time, you could find the product has enough time to mature properly, so you can make full use of the allowances available to you.