Be Mine...Bejeweled...Beware. Advice for Buying Gemstone Jewelry


Be Mine…Bejeweled…Beware: Advice for Buying Gemstone Jewelry

There is something special about gemstone jewelry that has captivated people for centuries. The brilliant colors, the depth, and the shine are all characteristics that can make gemstone jewelry a treasured possession. Whether you are buying gemstone jewelry for yourself or as a gift, it is important to take the time to learn about the stones and the different factors that can affect their value. This article will provide you with some advice for buying gemstone jewelry so that you can make an informed decision.

Know the Four C’s

When buying gemstone jewelry, it is important to know the Four C’s: color, clarity, cut, and carat weight. These are the same criteria used to evaluate diamonds but are also relevant to colored gemstones.

Color: Gemstones come in every color of the rainbow, and the intensity and purity of the color are important factors in determining their value. For example, a ruby with a deep, rich red color is more valuable than a lighter, less intense ruby.

Clarity: Gemstones can have inclusions or blemishes, which are natural imperfections. Like diamonds, the fewer inclusions and blemishes a gemstone has, the more valuable it is.

Cut: The way a gemstone is cut affects its brilliance, sparkle, and overall appearance. A well-cut gemstone will reflect light back to the viewer and showcase the beauty of the stone.

Carat weight: Gemstones are measured by weight in carats. The larger the stone, the more valuable it is.

Do Your Research

Before investing in any piece of gemstone jewelry, it is important to do your research. Look for reputable jewelry stores or online retailers that specialize in gemstone jewelry. Take the time to read online reviews or ask for recommendations from friends and family.

Consider the type of gemstones you want and their origins. Some gemstones such as emeralds and rubies are more valuable when they come from certain regions or countries.

It is also important to familiarize yourself with the mining practices and ethical sourcing of gemstones. Some gemstones like diamonds and rubies have been linked to human rights abuses, child labor, and environmental damage. Look for jewelers who can provide transparency about where their gemstones come from and their ethical sourcing practices.

Beware of Treatment

Many gemstones undergo treatments to enhance their color or clarity. Treatments such as heat, radiation, and coating can significantly improve the appearance of the stone and increase its value. However, it is important to check with the seller to ensure that the treatments are listed and that they do not affect the durability of the stone.

Some treatments can also hide flaws or inclusions, which can be deceiving to the buyer. Look for reliable documentation such as a Gemological Institute of America (GIA) report or a certificate of authenticity from a respected gemstone laboratory.

Do not be afraid to ask questions about any treatments that have been done to the gemstone and make sure any potential treatments are disclosed in writing before making a purchase.

Set a Budget

Gemstone jewelry can range from a few dollars to thousands of dollars and beyond. It is crucial to set a budget before shopping for gemstone jewelry so that you do not overspend.

Remember that the value of gemstones can vary widely based on the Four C’s, the rarity of the stone, and the demand for it. If you are on a tight budget, consider semi-precious gemstones such as amethyst, citrine, or garnet. These stones can still be stunning and offer a wide range of colors without breaking the bank.

Inspect the Jewelry

Before making a purchase, take the time to thoroughly inspect the jewelry. Look for any scratches, chips, or other damage to the gemstone. Any visible damage could affect the value of the piece.

Inspect the mounting to make sure it is sturdy and will hold the gemstone securely. Check for any missing prongs or loose stones that could cause the gemstone to fall out.

If you are buying an antique or vintage piece, be aware that it may have some wear and tear. Ask the seller for the history of the piece and any restoration that has been done.

Consider Insurance

Gemstone jewelry is a valuable investment and should be protected by insurance. Many homeowners’ policies offer riders to cover jewelry, or you can purchase a separate policy through a jewelry insurance provider.

Be sure to keep all receipts, appraisals, and documentation in a safe place, as evidence of value in case you ever need to make a claim.

Conclusion

Gemstone jewelry can be a beautiful and meaningful gift or a cherished addition to your own collection. However, it is important to take the time to learn about the Four C’s, research the seller, beware of treatments, set a budget, inspect the jewelry, and consider insurance before making a purchase. Taking these precautions can help ensure that you make a wise investment and that your gemstone jewelry will be enjoyed for many years to come.