996 articles on "credit"

Selecting a Good Credit or Budget Counselor

Selecting a GOOD Credit or Budget Counselor!Most of what credit counselors do you can do for yourself. But, if you’re too emotionally involved with your money situation to create and stick with a plan and negotiate with your creditors then using a...

Business And Finance  business finance creditors credit counselor budget counseling plan
How Does Bankruptcy Work?

Bankruptcy is a legal proceeding in which a person or business declares that they are unable to pay their debts. This allows the debtor to eliminate or restructure their debts and start fresh. While bankruptcy may seem like a daunting process, it is ...

Business And Finance  business finance creditors bankruptcy court keep
PayDay Loan Online – How Do Online Payday Loans Work?

PayDay Loan Online – How Do Online Payday Loans Work? by: Carrie Reeder How online payday loans or cash advance loans work? Online payday loans usually work by first filling out a pre-approval application. 90% of the time, your credit is not p...

Business And Finance  business finance payday loan companies usually credit loans
Home Loans and Mortgages – Watch Out for Dangerous Subprime Loans

Home Loans and Mortgages – Watch Out for Dangerous Subprime Loans by: Charlie Essmeier With the growing interest in real estate purchasing and speculation, more and more lenders are offering “nontraditional” types of mortgages. These inclu...

Business And Finance  business finance subprime interest credit lenders higher loans
Bachelor Of Arts Degrees

The importance of a Bachelor’s degree, also called a Baccalaureate, lies in providing a foundation for a higher degree such as a Master’s or PhD, and to meet the minimum requirements of some jobs and occupations.In accordance with commonly held s...

College Articles  college articles degree degrees bachelor credits bachelors minimum arts
Free Credit Scores

In Great Britain, lenders do not need to reveal their consumer credit methodology, nor are they obliged to disclose the lowest score needed for the consumer to be approved. Simply owing to this lack of info to the end user, it is difficult for an app...

Business And Finance  business finance credit score reports which
How To Save Money On Credit Cards

How To Save Money On Credit Cards by: Paul DavisSome credit cards offer a cash advance option. But how good a deal is this? Not very. In fact, it can be downright expensive. Why? Because every time you use your credit card to withdraw case, more...

Business And Finance  business finance cash interest card credit purchases still
Insurance Credi Scoring: An Ethical Issue

Insurance Credi Scoring: An Ethical Issue by: Richard D SchraderThe issue at hand is the use of a consumer’s credit score as an underwriting tool for auto insurance rates. What is a credit score or FICO score? A FICO score is a credit score de...

Business And Finance  business finance credit insurance score
How Creditors Measure Your Credit Rating

How Creditors Measure Your Credit Rating by: Omar M. Omar Creditors will measure your credit rating based on the following three main things. Capacity Collateral Character The three "C's" show creditors your: "Capacity" or income to ...

Business And Finance  business finance credit income creditors assets character
Free Credit Scores

In recent years, more and more companies have begun offering free credit scores to consumers. This is great news, as it allows people to stay on top of their credit and financial health without having to pay a fee. However, there are some important t...

Business And Finance  business finance credit score reports which