458 articles on "debt"

Understanding Credit Scores and Repairs

Understanding Credit Scores and Repairs by: Dan Lewis If you are applying for a mortgage, you’re going to have to deal with credit scores. Here’s a primer on credit scores and methods for improving them. Credit Report Step one in the process...

Business And Finance  business finance credit score repair debt
Why Are So Many Americans Financially Dumb?

Why Are So Many Americans Financially Dumb? by: Valerie Mills Yeah, we are a nation of financial dummies. Look at all the worthless get-rich schemes on the Net and TV. These ads exist BECAUSE people are buying. Watch the confused look on the...

Business And Finance  business finance financial kids math money debt these
A Guide to Debt Consolidation Loans

A Guide to Debt Consolidation Loans by: John Mussi Should you find yourself overcome by debt, you might want to consider debt consolidation loans. These loans are designed with the person in debt beyond their means in mind, allowing for repaymen...

Business And Finance  business finance debt consolidation loans loan
Credit Repair Scams

Credit Repair Scams by: James H. Dimmitt “Erase Bad Debt !” “Remove Negative Items From Your Report” You’ve probably seen these headlines and others just like it promising to clean up or “fix” bad credit. For someone who suffers fr...

Business And Finance  business finance credit repair debt negative
Bankruptcy - Your Fresh Start

Most American consumers are living too close to the edge. They are carrying too much credit card and mortgage debt and have too little in the way of savings. When the inevitable unexpected crisis comes along, they have little left to handle it and q...

Business And Finance  business finance bankruptcy debts debt credit debtor
Should I File for Bankruptcy? Do I Qualify for Bankruptcy?

When you are having trouble paying your bills, it is easy to feel overwhelmed. You've thought about bankruptcy but you've overheard awful things about what it can do to your credit and your future. All you really want is a way to get out fr...

Legal  legal bankruptcy debt credit lead
The Debt Free Lifestyle

Many people have been taught that you cannot get ahead without debt. We are also inundated with advertising telling us we can have anything we want. All we need to do is put it on our credit card.We have become an impatient society, we want it right ...

Business And Finance  business finance debt loan equity good
Leave Home Without It...How to Avoid Credit Card Debt

It would seem that a day doesn’t go by without receiving a credit card offer in the mail. Oftentimes, the offers seem too good to pass up. But before you’re tempted to apply for that “platinum card”, there are a few things you should know. To...

Business And Finance  business finance credit card time interest debt balance
Debt Settlement Why the Critics Are Wrong

Debt Settlement Why the Critics Are Wrong by: Charles J. Phelan After October 17, 2005, a lot of people are going to become interested in debt settlement as an alternative to bankruptcy. That's the date the new bankruptcy law goes into eff...

Business And Finance  business finance debt settlement bankruptcy people
What Can A Non Profit Credit Counseling Service Do For You?

It is easy to fall behind with monthly payments, but hard to catch back up again. Harassing letters and phone calls from collection agencies can be embarrassing and stressful. Often times people want to settle their debt, but they simply do not know ...

Business And Finance  business finance debt credit management monthly counseling help