77,154 Articles

How To Get An Instant Pay Raise

As a gentleman was leaving my class recently, he wanted me to clarify something I had said. He was making sure that he should take his four or five thousand dollar tax refund and pay off debt.I was stunned. This money represented $400-$500 that could...

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Crossing the Gap from this Home to the Next Bridge Loans

So you're thinking of getting into a bigger house. You call up the real state agent and make an appointment to go see what the market has to offer. Then you find it, the perfect "move-up" home. It's everything you've ever wanted in a ...

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Setting Financial Goals - Part 1

Setting goals is difficult enough without adding the word finance in the mix. Many people are reluctant to tackle the task of determining financial goals. Unfortunately failing to do so can have an adverse effect on achieving a comfortable lifestyle ...

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Investing Online Has Its Rewards Find Out How To Take Advantage Of Them

Computerized investing. Online investing. Have you taken the next step yet? These days among savvy investors, online investment resources are synonymous with opportunity.The capabilities that we currently have at our fingertips were unavailable just ...

Business And Finance  business finance active online investing education
Self-Liquidating Loans - Fact or Fiction

FICTION! There is no such thing as a self-liquidating "LOAN." If you walk into a bank and ask for a self liquidating loan, they'll look at you as though you were nuts! You may see ads promising - - Self-Liquidating "LOANS!" - Investment Capital ...

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Secrets Behind Interest Only Loans Lower Payments, But Are They Right for You

Interest Only loans gained widespread popularity in 2003 when FannieMae, the largest purchaser of secondary market home loans, provided guidelines to wholesalers for purchasing them. FannieMae calls it Interest First also known as Interest Only optio...

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Short on cash Finance the Mortgage Points

Once you get a quote for a home loan don’t be tempted to take the entire amount if it looks like you overqualified. Most consumers fill out an application for a home loan and hope they can get enough money to buy their dream house.A nice chunk of ...

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What are interest only mortgages

Mortgages are considered to be “interest only” if your monthly payment does not cover the entire loan payment due, that is the mortgage interest and a payment to decrease the loan principal. Every month you are paying the interest only and this ...

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Trust in a digital economy

Gaining trust is one thing, retaining it is even harder. History teaches us that once trust is lost, fortunes usually disappear shortly thereafter. We may be at such a crossroads now with the most popular man-made currency ever. As Margaret Thatcher ...

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Federal Student Loan Consolidation The Other ReFi Boom

You've heard about refinancing in the mortgage market. Who hasn't? Interest rates are at all-time lows. Folks have refinanced two and three times in as many years to save thousands of dollars in interest they would have otherwise paid. Ther...

Business And Finance  business finance loan interest loans consolidation repayment student payments