458 articles on "debt"

Debt Consolidation

Debt Consolidation by: Brian Hunter There are many reasons why people get into debt - some of them self inflicted and some of them way outside of our control. Losing a job, illness or accidents, all of these can suddenly plunge one into unexpect...

Business And Finance  business finance debt consolidation companies debts
Debt Consolidation and How it Impacts Your Credit Rating

Debt Consolidation and How it Impacts Your Credit Rating by: Holly Bentz Debt is not a high commodity. Across the universe, people are not looking for a place to sign up for more debt. In America, over 30 million consumers’ credit scores teete...

Business And Finance  business finance credit debt consolidation rating score bills bankruptcy
Bankruptcy Myths Busted

The average American knows very little about bankruptcy. Most people probably are aware of bankruptcy’s ability to dissolve debt and give the debtor a fresh start. Some of the information you might have heard is correct, but some is not. The purpos...

Legal  legal bankruptcy debtor file assets filing even
Interesting Judgment Calculations

I am not an attorney, I am a Judgment Broker. When one recovers, collects, or is paid on a judgment in a single lump payment, and there are no recoverable enforcement costs, the total amount owed (including interest) is easy to figure out. In the ca...

Legal  legal interest judgment costs debtor writ memorandum
Debt Collection Tactics Are Constrained By The FDCPA

The Fair Debt Collections Practices Act (FDCPA) is a Federal Law that was enacted in 1978. The FDCA was invented to counteract unethical bill collection practices. The passing of this act was necessary to attempt to eliminate the abusive practices th...

Legal  legal bill debt collectors collector
Use FDCPA To Stand Up To Bill Collectors

A debt collector's sole purpose is to find a way to get your money. In their defense, if you owe, you need to pay, and if you don't pay, they have a right to call and ask you to pay. The problem, however, is that bill collectors too often c...

Legal  legal debt collectors fdcpa collection harassment illegal
Your Friends and Your Wealth

From tender age, we were exposed to myths about money and myths of being rich. Be it from our parents, brothers, sisters, relatives, or friends. The myths that we have determine our financial well being in our adult lives.I call them myths because t...

Self Improvement And Motivation  self improvement motivation money myths rich debt
Debt Consolidation Versus Debt Negotiation

Debt consolidation versus debt negotiation are two options that are available to you if you need debt assistance. When your monthly bills become too much for you to handle, it makes sense to use debt consolidation or debt negotiation for solving debt...

Business And Finance  business finance debt negotiation credit consolidation program monthly
Collection Attorneys Should Be Careful With Their Letterheads

One of the violations of the Fair Debt Collection Practices Act (FDCPA), that is a noose around debt collection attorney's neck, is using an attorney's letterhead to sue debtors. An attorney representing debt collection companies should exe...

Legal  legal debt yaple collection attorney intentions
Credit Card Counseling

Credit Card Counseling by: Jakob Jelling Credit card counseling can help you get out of debt fast. If you are in credit card debt, then you might want to try going to credit card counseling in order to find out what you need to do in order to ge...

Business And Finance  business finance debt card credit counseling counselor going