458 articles on "debt"

How Does Your Debt To Income Ratio Affect You?

Most people know that having less debt is a good thing. Most people also want to buy a house. What most people don't take into consideration, however, is that having less debt, while also having more income, is vital for buying a home. A person...

Business And Finance  business finance income debt ratios loan larger
New Website Launched for Consumer Finance and Education

New Website Launched for Consumer Finance and Education by: Lisa Lambert Credit Card Management Services, Inc. is a fully licensed 501(c)(3), non-profit, credit counseling agency whose mission is to provide compassionate, professional debt manag...

Business And Finance  business finance credit ccms counseling financial management consumers debt
Overwhelmed By Student Loan Debt? Consider a Consolidate Student Loan

Overwhelmed By Student Loan Debt? Consider a Consolidate Student Loan by: Mike Yeager A consolidate student loan is the perfect solution for people who need help managing their debt. If you have several different loan payments but want to make o...

Legal  legal loan student consolidate payments rate debt
Can I Settle My Debts Myself?

Yes. It's also possible to replace your transmission yourself. If you are mechanically inclined and have a basic knowledge and some experience fixing cars, then you can save some money doing it yourself. However, if that's not the case, you...

Business And Finance  business finance creditors debt settlement credit
Why Choose a Home Owner Loan?

Why Choose a Home Owner Loan? by: John Mussi Most people choose a home owner loan as it can release the capital that is tied up in their property for immediate use. The loan can be used for any purpose, and is available to anyone who owns their ...

Business And Finance  business finance loan owner loans debt purpose
Alternatives to Filing Bankruptcy

Deciding to file for bankruptcy is a decision that should not be taken lightly. Too many people opt for this decision before finding out what other alternatives are available to them. Filing for Bankruptcy should be your last resort if possible. We ...

Business And Finance  business finance bankruptcy consolidation debt creditors
Bankruptcy

Bankruptcy is a legal way to declare the inability of a person or a business to pay off his debts to creditors. It is usually the last option that anyone chooses. Bankruptcy gives a chance to a person to start over afresh with his finances by clearin...

Legal  legal bankruptcy debts person options case certain
NCO Financial Systems

Third party debt collectors break the law by violating the Fair Debt Collection Practices Act (FDCPA). The FDCPA (http://www.yourcollectionrights.com/) is enforced by the Federal Trade Commission (FTC) to direct and monitor debt collection practices ...

Business And Finance  business finance debt collection collectors fdcpa third creditors
Dental And Medical Collection Legal Guidelines

Dental And Medical Collection Legal Guidelines by: Steve Austin Every medical and dental practice has to deal with patients who do not pay. If it doesn't deal with such patients, the costs will simply be passed on to other patients - the pr...

Legal  legal medical dental debt patients patientaposs collection
Bad Credit Debt Consolidation Loans

Are you looking to consolidate credit card or other debt? Do you have bad credit history? There are many options available online nowadays to help you consolidate your debt. Whether you are wanting to consolidate credit card debt or other kinds of de...

Business And Finance  business finance debt companies loan consolidate monthly